Are you looking for health insurance in Cincinnati? Call 513-662-7000 as we offer the best rates on health insurance in Ohio, Kentucky, and Indiana. Health insurance quotes are also available in all 50 states by clicking here.
There Are Three Types of Health Insurance Policies
Group Health Insurance - This is typically provided by your employer. Click here to learn more information about Group Health Insurance in Cincinnati. We offer group health insurance in Cincinnati From every major carrier available.
Short Term Health Insurance- Short term health insurance policies are purchased individually and as the name implies they are meant to cover only a short interim period of time, typically from 1 to 12 months. Pre-existing conditions are not covered by a short-term health insurance policy. Call 513-662-7000 to receive a short-term health insurance quote in Cincinnati.
Individual Health Insurance- Individual health insurance policies can be purchased as individuals to cover a lack of employer provided group health insurance, or perhaps you own a small business and do not offer group insurance for your employees.
Can I Be Turned down for Individual Health Insurance Because Of Pre-Existing Medical Conditions?
Unfortunately at this time the answer is yes. If you have a pre-existing medical condition the health insurance company can decline to insure you depending upon your medical condition. If you are 18 years of age or younger you cannot be turned down. After the year 2014 insurance companies will no longer be able to decline someone due to a pre-existing health condition on individual health insurance policies. If you have a pre-existing health condition that requires surgery or some other medical procedure you will be declined for individual health insurance. (Depending upon your income Medicaid may be available.)
Is an Individual Health Insurance Policy the Same As a Group Health Insurance Policy?
Individual health insurance policies with some companies may mimic features and benefits of group health insurance policies. Other individual health insurance policies such as the HSA health insurance plan, offer the lowest prices on health insurance in Cincinnati but they come with high deductibles, no prescription card and doctor co-pay office visit coverage is not available.
If You Need Health Insurance in Cincinnati Contact Pathway Insurance at 513-662-7000
Tags: Best rates on health insurance in Ohio, Health insurance in Cincinnati, Health insurance in Kentucky, Health insurance in Ohio, Health insurance quote in Cincinnati