Pathway Insurance Clients

Accident Flow Chart

Tuesday, January 17th, 2012

Are you looking for the best insurance agents in Cincinnati? Look no further.  Call 513-662-7000 as we offer several unique services not offered by other insurance agencies in Cincinnati.

Car Accident CincinnatiThe first unique service is our proven Claims Advocacy Program.  You can read more about the Pathway Claim Advocacy Program by clicking here.

The second unique service is our Pathway Protection Letter. This powerful weekly newsletter, available only to active policyholders of our agency, describes and explains coverage scenarios that could result in claim denials by insurance companies.  You can read more about the Pathway Protection Letter by clicking here.

Already an existing policyholder of Pathway Insurance?

If you are an existing client you can download our accident flowchart below.  Please note this is only available for use by active policyholders of Pathway Insurance.  By downloading this worksheet you are attesting that you are an active policyholder of our agency.

Downloading or utilizing this form when you are not an active policyholder of our agency is a copyright infringement of Pathway Insurance Service Inc.

Pathwayaccidentflowchart

Please tell us what you think about our accident flowchart, you may leave comments below .

Beauty Salon Insurance in Cincinnati

Wednesday, September 28th, 2011

Do you own a Beauty Salon? If so you need to contact us for your small business insurance needs as we have a specific program for Beauty Salon Insurance in Ohio. Call 513-662-7000 and speak with one of our insurance representatives and we can provide you the best insurance for beauty salons in Cincinnati. Insurance for salons and spas is available in all 50 states through our insurance company referral network. Call 1-800-998-0662 for quotes on beauty salon insurance.

Hair Salon Insurance CincinnatiWhat type of Insurance Is Necessary for a Beauty Salon?

It depends on a number of factors including whether or not you lease or own the building in which your beauty salon is located. Also what type of services do you provide? A typical beauty salon may offer only styling, cutting, coloring, hair trimming an application of “Perms.” Other beauty salons may also offer manicures, cosmetic consulting, massage, tanning and permanent hair removal. So depending upon the services you offer will dictate what insurance is best for your beauty salon.

Specific Insurance for Beauty Salons That May Be Purchased

  • General Liability Insurance For Beauty Salons – Coverage for injuries or property damage to customers.
  • Products Liability Insurance For Beauty Salons – If you sell products to customers this coverage is a must.
  • Professional Liability Insurance for Beauty Salons – If you are held liable because of a bad haircut, perm, or the transmission of disease, or lice!
  • Crime Coverage for Beauty Salons – Coverage that protects your business from a variety of criminal activity and may include employee theft.
  • Inland Marine – This coverage provides off premises coverage for your beauty salon equipment.
  • Group Health Insurance for Beauty Salons – Independent contractors would not be eligible for group health insurance, but employees of your beauty salon would be eligible. Offering group health insurance in Ohio to retain valuable personnel makes good business sense in most instances. Click here for more information about group health insurance in Cincinnati.
  • Group Disability and Life Insurance – Group disability insurance and group life insurance in Cincinnati is employee benefit that can help you to retain key employees.

Call 513-662-7000 for the Best Rates on Beauty Salon Insurance in Ohio

Best Prices on Umbrella Insurance in Cincinnati

Saturday, June 25th, 2011

Do you need an umbrella insurance policy in Cincinnati and you’re looking for the best prices? Call 513-662-7000 and speak with one of the experts with our independent insurance agency. Umbrella insurance quotes are available in all 50 states click here.

Do I Really Need Umbrella Insurance in Cincinnati?

If a serious accident or claim occurs and you do not have umbrella protection you may be in serious financial jeopardy due to the fact that all of your personal assets can be taken from you to satisfy court order judgments that are levied against you.

If you believe that filing bankruptcy will help you if a large judgment is assessed against you, you might want to reevaluate that idea.

The court system will first take away all of your liquid assets to satisfy the judgment! So another words, if you had $500,000 in a mutual fund which amounts to your entire life savings, and a $1 million judgment is assessed against you, they will take your $500,000, every single penny! The court could write off the other $500,000, or set up a garnishment order against your future earnings.

Recent Example Where an Umbrella Insurance Policy Would’ve Come in Handy

A local police officer was severely injured by a person who hit the officer by accident and subsequently fled the scene. Later that person turned themselves in. The police officer sued for his injuries and was awarded $1.9 million. If this person did not have an umbrella insurance policy they would need to pay $1.9 million completely out-of-pocket!

Our Agency Can Find You the Best Prices on Umbrella Insurance in Cincinnati

Call 513-662-7000 or send an e-mail to Jack@pathwayinsurance.net

Medicare Supplement Insurance in Cincinnati

Wednesday, June 22nd, 2011

Are you searching for information about Medicare supplement insurance in Cincinnati, or looking for a no cost Medicare advantage plan in Cincinnati? Please call 513-662-7000 with questions or to receive information.

Medicare in Cincinnati

If you are age 65 years or older, or under 65 with certain types of disabilities you may qualify for Medicare insurance. There are three different parts to the traditional Medicare insurance program.

Medicare Part A is Hospital insurance which covers inpatient care in hospitals. Additionally it helps cover skilled nursing facility, hospice, and home health care.

In reference to a skilled nursing facility the first 20 days the Medicare patient pays nothing. The following 80 days your deductible is $141.50 per day, Medicare pays the balance. Admission to a skilled nursing facility must occur within 30 days of a hospital confinement of three or more days; it needs to be an extension of the hospital treatment; it must be for daily skilled nursing and or therapy services which can only be provided on an inpatient basis. You should be aware that there are more terms and conditions and restrictions than what are indicated in this article.

Medicare part Badditionally helps to cover doctor services, hospital outpatient care, and home healthcare. Furthermore it covers many preventative services.

Medicare part D is prescription drug coverage and it helps to cover the cost of prescription drugs or lower the cost of prescription medication.

Medicare Supplement Insurance in Cincinnati

A Medicare supplement insurance policy is one that is designed to supplement original Medicare. It is underwritten by a private insurance company and it is meant to pay some of the gaps that traditional Medicare will not. Medicare supplement insurance is sometimes referred to as Medigap plans. There are 10 different Medigap plans in Ohio. We can help you choose the best Medigap plans in Ohio based on your individual circumstances. Call 513-662-7000 to speak with a representative.

Medicare Advantage Plans in Cincinnati Versus Traditional Medicare and Medicare Supplement Plans. Which Is Best?

A Medicare advantage plan in Cincinnati is an option to traditional Medicare, and it may be somewhat similar to traditional health insurance plans that you may be accustomed to. A Medicare advantage plan may offer doctor co-pays and prescription benefits. Medicare Advantage Plans in Ohio differ from company to company and there is no universal standard of coverage as is true for Medigap plans in Ohio.

Which Ohio Medicare Plan Is Best for Your Circumstances?

Call 513-662-7000 and speak with one of our professional agents that can provide vital information to assist you in your Medicare decisions.

Burial Insurance in Cincinnati

Monday, March 7th, 2011

Are you looking for burial insurance in Cincinnati?  Contact a Cincinnati life insurance expert.  Our office number is 513-662-7000 and we offer burial insurance in Ohio, burial life insurance in Kentucky, burial life insurance in Indiana.  If you do not live in Ohio, Kentucky, or Indiana and you want to get quotes on burial life insurance click here to receive an online burial insurance quote from agents in your area.

What is Burial Insurance?

Burial insurance is simply life insurance all wrapped in a pretty little bow.  Funeral homes in Cincinnati that sell burial insurance are simply selling a life insurance policy underwritten by an authorized Cincinnati life insurance company.

Do I Need Burial Insurance in Cincinnati?

It depends on your financial circumstances.  If you wish to provide funds to your family to cover final expenses a burial insurance policy may be appropriate.  If you have significant financial assets that would be readily available for your heirs you probably don’t need burial life Insurance.

Burial Insurance in Ohio Can Be Expensive If You Buy It from the Wrong Company.

The price on burial insurance in Ohio can vary significantly from company to company.  For a $10,000 life insurance policy in Cincinnati one company might charge $60 per month while another company would only charge you $21 per month for the same coverage. So it pays to shop around and we offer burial life insurance in Cincinnati from a variety of top rated companies.

Would you like a Quote on Burial Insurance in Ohio?

Contact our independent insurance agency located in Cincinnati by calling 513-662-7000 or if you prefer to contact a Cincinnati life insurance expert by e-mail please correspond directly with Jack@pathwayinsurance.net