Corpus Christi Tow Truck Insurance | Pathway Insurance

Tow Truck Insurance Corpus Christi

WIN Admin — Wed, 21 Dec 2016 17:54:37 +0000

Tow Truck Insurance Corpus Christi – Low Rates & Instant Coverage!

Shopping for Tow Truck Insurance in Corpus Christi Texas need not be time-consuming or a hassle when you contact the agents of Pathway Insurance.

Call 1-800-998-0662 Mon- Fri to speak with our licensed agents or use our useful online chat system available seven days per week. Click our chat system right now and we will talk to you!

Or if you would prefer to send us your information and have an agent call you back click the below links based on your area:

Tow Truck Insurance Corpus Christi – Avoid Policy Cancellations by Taking This Step.

You probably won’t believe how easy it is to get your Texas Tow Truck Insurance Policy canceled, getting blackballed by other insurance companies and placing you in a position where you have to close your doors and go out of business!

You might assume we are going to talk about accidents and claims. While it is true if you have multiple claims and accidents and become unprofitable to the insurance company you can count on a cancellation — but that doesn’t always happen immediately.

The best way to get your policy canceled by any insurance company ASAP is to: Misrepresent your information to the insurance company.

What does that mean to misrepresent? Essentially what this means is when you do not disclose all facts or hide details from the insurance company.

When a policyholder signs an application with any insurance company they are providing a warranty that the statements and information contained within the application is true.

When an insurance company discovers that key details have been missing or they have been hidden they will take the following action:

Policy Cancellation!

We are going to now revisit an ongoing drama with one, Mr. Miles Goldberg that we have considered over seven different articles. You can catch up what transpired by reading the below articles in order:

Tow Truck Insurance Houston Texas(1^st post)
Tow Truck Insurance in San Antonio Texas (2^nd post)
Tow Truck Insurance Dallas Tx (3^rd post)
Tow Truck Insurance Austin Tx (4^th post)
Tow Truck Insurance Fort Worth Texas (5^th post)
Tow Truck Insurance El Paso Texas (6^th post)
Tow Truck Insurance Arlington Texas (7^th post)

Tow Truck Insurance Corpus Christi – The Conclusion of our Story.

Miles Goldberg receives a return call from Mr. Robert Zilvinch, a supervisor from Wile E Coyote Insurance Brokers after waiting, not with patience, 3 days after his last voicemail.

Mr. Zilvinch starts off upfront by explaining that Willie has been fired from Wile E Coyote Insurance Brokers. Without going into specific details Miles gets the impression Willie was fired over this mess with his insurance.

Mr. Zilvinch explains that the reason why the policy is being cancelled for ‘underwriting’ reasons is because of the claims record of the company Miles bought from Jim.

It really doesn’t matter that Miles purchased the assets of Jim’s Towing and Repair Shop. In the insurance companies eyes this is no more than a continuation of the previous company.

Jim’s Towing and Repair Shop had a bad track record with multiple claims and accidents, and essentially all of the old drivers, including Miles, who had caused the claims are now working for the new company so nothing has really changed, but the name.

Mr. Zilvinch does tell Miles that the quotes that he completed from the other insurance company are accurate and that he would need to go with this insurance company for one year and then other companies would look at any loss ratios to reconsider insuring Miles.

Miles has absolutely no choice— he can close his business and lose the $350,000 investment he made, or he can get a bank loan to pay the new premium of $125,000 per year.

Miles decides to get another bank loan, he can’t take a salary for the next 12 months, his wife threatens to divorce him because of this mess, and he consults an attorney to see if he can sue Jim for fraud.

An attorney says that Miles has a potential case against Jim but he will need $20,000 up front as a retainer. Miles simply does not have the extra money, he learned a lesson the hard way.

Corpus Christi Tow Truck Insurance—Don’t Learn a Lesson the Hard Way!

If you decide to purchase the assets of another company, before you do so, make sure that you can get business insurance that won’t break the bank, otherwise you may need to adjust the purchase price to take in consideration factors such as what we considered with Miles Goldberg.

Consulting with or hiring an attorney that specializes in business sales would also be a good idea to protect you financially.

Proper due diligence for miles Goldberg would’ve prevented all these things from happening, he believed his previous boss, but in business, you might be able to trust, but you should verify all facts and details before signing on the dotted line.

We hope that you have enjoyed this slightly fictitious account of Miles Goldberg that is loosely based on a real situation. The names of the tow truck company has been changed, and the insurance broker is obviously a reference to a cartoon character.

Corpus Christi Tow Truck Insurance — Contact Pathway Insurance Today!

When you’re shopping for Corpus Christi Tow Truck Insurance call Pathway at 1-800-998-0662 to speak with our licensed agents. Agents are available 7 days per week— Five days by phone and on Saturday/Sunday by means of our online chat system you can use anytime you wish.

Additionally you may send us your information by our online submission system by clicking the below links based on your area:

The post Tow Truck Insurance Corpus Christi first appeared on Pathway Insurance.

Tow Truck Insurance Texas

WIN Admin — Tue, 29 Nov 2016 21:19:55 +0000

Tow Truck Insurance Texas – Low Rates & Coverage Seven Days per Week!

If you own a Towing Company, Repair Garage, or Car Dealership and you are looking for a better deal on Tow Truck Insurance in Texas contact Pathway Insurance by dialing 1-800-998-0662 Monday through Friday up until 5 PM CST to speak with our licensed agents.

You can also reach us on Saturday or Sunday by using our online chat system.

Simply click our chat button on the right side of our website if you are using a desktop or notebook computer, or if you are using a tablet or smart phone our chat icon should be right in the middle of your device.

Pathway specializes in all types of Commercial Truck Insurance in Texas + we offer seven day per week service for customers, or future customers.

We offer competitive rates on Tow Truck Insurance in Texas, Minnesota, Florida, Georgia, Tennessee, Kentucky, Ohio, Indiana, Michigan, and Maryland.

Tow Truck Insurance Texas— Serving All Cities in Texas, Day or Night!

We are not your average insurance broker! First of all we offer seven day per week service as was mentioned above throughout the state of Texas.

If you need a new quote, or if you need new coverage, or you need service on your existing policy we can help you Saturday and Sunday as well as during the week.

Simply send us a request to speak with an agent on our website and you will be connected to a licensed representative. Wait times are typically one minute or less when using our chat system.

Additionally you can use our online submission system to send us a request for information or quotes 24 hours per day by clicking the links you see below based on location:

Tow Truck Insurance Texas— New Business or Well-Established, No Problem!

No matter if you are a new or well-established business we can help you find great rates on Texas Tow Truck Insurance choosing from a number of companies we represent.

Please keep in mind that the premium rates for a well-established company with a loss free track record over five years will be less money compared to a new business venture with no historical track record.

Why?

Insurance companies like to base their premium estimations on historical track records. A company with a proven loss free track record would merit a lower rate.

A new business venture is unknown and potentially could cost the insurance company $1 million their first month of operation. (Or more)

Example: Tim Wilson after three months of experience working for Ajax Tow Service decides he can do this all on his own and get paid all of the money himself versus working for his boss Rocky Bulldog Smith.

Tim borrows money from his dad, a retired successful heart surgeon, and starts his own tow company called Tiny Tim Towing. Tim is 23 and a hot shot driver, a HUGE fan of Fast and Furious.

Tim buys a truck and a $2 million policy from a local agent. Six weeks later on a Saturday afternoon after picking up a wrecked car Tim gets a text message from his girlfriend Stephany.

Tim takes his eyes off the road for 3-4 seconds as he is texting Stephany back and did not see a car stop in front of him suddenly due to slowing traffic ahead and Tim slams into a Ford Focus going about 40 miles per hour completely demolishing the vehicle and sending two passengers by air care to the hospital.

The driver of the Ford Focus died later that evening and the other passenger was permanently disabled.

Tim’s insurance company paid the maximum allowable to the estate of the deceased driver and other injured party of $2 million.

The above example explains why new business ventures are not only more expensive to insure but there are fewer companies willing to take on new companies.

But no matter if you are a new business or well established company we can help. Why not call us today?

Tow Truck Insurance Texas— Don’t Make This Mistake on Your Insurance!

When you’re looking for new quotes on Texas Tow Truck Insurance make sure you keep in mind this term —Full disclosure.

What’s that mean? It means you should not leave out details about your business or try to engage in fake transactions to get lower prices on Texas Tow Truck Insurance.

For example: Bob Bixby, owner of Hulk Towing receives a cancellation notice from his insurance company because of too many claims and accidents. This particular cancellation notice gives Bob three weeks to find new insurance before his current policy runs out.

Bob calls his current agent Jacob to ask him if there is another company he can get insurance with?

Jacob tells Bob he does have another company but the premium rates are triple what they were before. Bob turns green with rage and hangs the phone up on Jacob telling him where he can stick that rate!

Bob calls two other agents that he knows and both tell him he’s uninsurable. Bob talks about it with his wife Vicky that evening knowing well and good he can’t operate his business without insurance because he has to send out certificates on a regular basis.

Vicky makes a suggestion that maybe Bob can ‘sell’ Hulk Towing to their son-in-law Jimmy who works for the company.

“If we pay Jimmy a little extra money he’ll go along with it.” Vicki exclaimed.

Tow Truck Insurance Texas— Insurers are Smarter than You Think!

If you’re trying to pull a fast one on an insurance company it’ll probably blow up in your face.

Let’s see how that happened with Bob Bixby, owner of Hulk Towing.

Bob and Vicky talk to Jimmy the next day and he readily agrees to buy the company for a 1$.

Jimmy ‘buys’ Hulk Towing and comes up with the name: Greenie Meanie Tow Truck Service.

Jimmy calls another insurance agent named Stanley Ernst to ask for new insurance quotes for a ‘new’ tow truck company he just started.

Stanley is a new agent and he dutifully writes down all the information that Jimmy gives to him and he puts some quotes together and calls Jimmy back to let him know what the rate is.

Jimmy tells Stanley he will need to get back with him. Jimmy immediately calls Bob and tells him about the rate and Bob tells him to go ahead and sign up.

Jimmy calls back Stanley a few minutes later and tells him he’s got a deal, send over the paperwork and write it up.

Jimmy doesn’t bother looking at the paperwork and just signs where it calls for a signature and makes a down payment.

Tow Truck Insurance Texas— Busted!

Two weeks later Bob Bixby receives a letter made out to his son-in-law Jimmy from the new insurance company and he opens the letter to find a cancellation notice.

Bob doesn’t even bother calling Jimmy to let him know about the cancellation because he’s a stooge anyway so he calls the new agent Stanley directly to find out why the new policy was canceled.

Bob tells Stanley that he is Jimmy’s assistant. Stanley looks up the information and asks Bob if Jimmy’s company was affiliated with Hulk Towing?

Bob lies and plays dumb by saying, “I don’t think so, who is this company named Hulk Towing?”

“Well apparently the trucks owned by your new company Greenie Meanie Tow Truck Service were owned by Hulk Towing, right?”

“Well that could be true maybe, I can find out for sure and get back to you.” Bob continues as he’s digging a deeper ditch for himself.

Stanley continues, “Well it seems that the insurance company thinks this is what they described here…a sham transaction or purchase and they don’t want to take the chance to insure your company. Did you want us to check with any other companies?”

“Well let me get back with you.” Bob states.

Bob is busted.

He tried to pull a fast one by engaging in a sham sale of his business to a relative to get around the cancellation of his previous policy. Closing one business downs and reopening under a new name.

Here’s the thing about insurance companies if you try to pull a fast one on them— they will find out and they will bust you which will certainly lead to a cancellation or worse, a claim denial if an accident happened.

Tow Truck Insurance Texas—Don’t be like Bob, Tell the Truth!

As you are shopping for new insurance for Tow Truck Insurance in Texas make sure the insurance company knows the complete truth about what you will be doing, trucks that you own, drivers that will be operating your vehicles, and claims history.

If important details are missing from your application you could be on the receiving end of a claim denial down the road, don’t make that mistake!

Pathway Is the Best Place to Call for Texas Tow Truck Insurance Quotes!

Call us right now by dialing 1-800-998-0662 Monday through Friday until 5 PM CST or use our chat system to speak with licensed agents seven days per week.

You can also use our online submission system to send us a request for information or quotes 24 hours per day by clicking the links you see below based on location:

The post Tow Truck Insurance Texas first appeared on Pathway Insurance.