The Best Cincinnati Insurance Companies

If you are looking for the best Cincinnati Insurance companies please look no further! 

Call 513-662-7000 when you need to find the best coverage options, or you can request an instant rate quote on car and homeowners insurance by clicking on: Cincinnati Insurance Companies.

Pathway Insurance, as a leading independent agency represents one of the largest numbers of Cincinnati Insurance companies offering various insurance products for car, home, business, health, and life insurance.

Hundreds of Cincinnati Insurance companies are competing for your individual business!

Because there are so many companies doing business in our area it makes it difficult to know what company is best.   Many believe that the Cincinnati insurance company offering the cheapest price is best, but is that really true?

Isn’t it a fact that you often get what you pay for?

If a company offers really cheap insurance rates in Cincinnati, is there a chance they may take shortcuts at claim time?  It’s a possibility and that is why we recommend that prior to switching to a new company take time to due some due diligence.

What is the Claims Reputaion of the Company You Want to Switch To?

There is a simple way to learn whether or not the company you are wanting to switch to has a good claims reputation.   The easiest way to discover this by searching for claims service reviews.

How can you search for claims service reviews?  One way is to type this phrase into the search engine Google using the company name first:   “Company name” sucks.  So for instance if you are thinking about switching to GEICO, type in GEICO sucks to see what you find.

Seems like a crude way to search for claims service reviews but it will give you a quick snap shot of customer reviews.  As an alternative you can also type in “Company name” bad claims.

What if you notice that a particular company has tons of bad reviews?  

That could be an indication of their claims service reputation, fewer bad reviews could mean a better claims experience for policyholders and more bad reviews might be an indicator of future problems you might face if you decide to purchase your coverage with that particular company.

Who are the best Cincinnati Insurance Companies?

Companies that do not take short cuts on claims service! 

We buy insurance to cover claims pure and simple.  Purchasing insurance from a company that offers the cheapest insurance rates in Ohio may also guarantee you getting the run around at claims time and being hassled because the cheap insurance company may need to find ways to limit claim payments because they are not charging enough in the first place! 

As an agency we have terminated companies that we once did business with based on poor claims satisfaction!  Isn’t it more important to be satisfied with the claims results versus saving a few dollars on insurance?

That’s why you should consider allowing our agency to care for your insurance needs.

Call us today at 513-662-7000 we would love to help you on your insurance needs!

Call us at 513-662-7000, or you can request an online Cincinnati car insurance quote by clicking here.

How to Avoid Taking a Ride on The Insurance Merry-Go-Round™.

When individuals or families are looking for automobile insurance in Cincinnati they may be induced to call a certain company based on a catchy advertisement they see on television. 

Insurance advertising is big business for ad firms, and insurance companies spend billions each year on their tailor made insurance advertisements to make their phones ring with potential new clients eager to save money on their insurance.

Here is a question you may want to consider when shopping for car insurance:

How long will the premiums remain this low?

The real truth about insurance is that insurance premiums never stay the same with any company.

No matter if you are shopping for insurance in Florida or you want auto insurance in Columbus Ohio you may obtain a good rate for a while, but over time that rate will increase.

The Insurance Merry-Go-Round? ™ is a pricing model used by every insurance company.

Let’s Review An Example Of The Insurance Merry-Go-Round™. 

Act 1 Scene 1: Your 21 year old son causes an at fault accident and 6 months later you receive a $700 rate increase on your car insurance and you decide to call a certain insurance company after watching a television commercial.

This company happens to be, The ABC Insurance Company, and they advertise extensively on television and you decide to give them a call.

Their television advertisement proved to be true as they are able to offer you a price $200 less than your current insurance company so you decide to take advantage of that $200 car insurance savings from The ABC Insurance Company and switch your insurance.

Act 2 Scene 1: Eighteen months later you get a new insurance bill from The ABC insurance Company and you notice that your rate has increased $247, so you decide to call your former company, The XYZ Insurance Company.

The XYZ Insurance Company congratulates you because you now qualify for a new insurance program that will save you $412, so you switch back to your former company.

Act 3 Scene 1:  You open your new bill after only six months of returning to The XYZ Insurance Company and you notice that they did it to you again and they raised your car insurance premiums by $217.

Because things are tight financially after your wife lost her job due to corporate downsizing, you decide to call a different company called, The Online Insurance Group. 

The Online Insurance Group claims they keep prices low by only selling insurance over the Internet. The Online Insurance Group finds you an even better deal and they save you $167 compared to what The XYZ Insurance Company was about to charge you in their latest bill.  You switch.

Act 4 Scene 1:  12 months later The Online Insurance Group increases your price by $419 citing increase claims for the reason for the rate increase and you decide to call a fourth company.

Round and round you go and where it stops no one knows, hence The Insurance Merry-Go-Round! ™

How Can You Keep Your Premiums Low for Life?

Purchase your insurance from an independent agency like Pathway Insurance! 

We represent more than 20 different insurance carriers so when you receive a rate increase we can shop among the carriers we represent.

Call 513-662-7000 to speak with one of our licensed agents today!

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