Tow Truck Insurance Sterling Heights Michigan | Pathway Insurance

Tow Truck Insurance Michigan

WIN Admin — Mon, 16 Jan 2017 21:17:46 +0000

Tow Truck Insurance Michigan — Better Rates Are One Call or Click Away!

If you’re looking for better rates on Tow Truck Insurance in Michigan — 800-998-0662 is the only number you need — no matter if you are a new startup operation or well-established towing service company with years of experience.

Pathway offers great rates on Tow Truck Insurance in Michigan, Ohio, Indiana, Minnesota, Maryland, Kentucky, Tennessee, Texas, Georgia, and Florida seven days per week.

Licensed agents are available by telephone until 5:30 PM Eastern Standard Time in Michigan when you call 800-998-0662 or you can use our chat system to speak with a license agent seven days per week.

Simply click chat on the bottom right side of our website.

If it would be more convenient you are welcome to send us your information online 24 hours per day by clicking in the area in which your business is located:

Tow Truck Insurance Michigan — Avoid These Mistakes on Your Business Insurance

Because we specialize in Tow Truck Insurance in Michigan it’s important to work with an agency that not only has access to the most competitive Michigan Tow Truck Insurance Companies but one that provides good advice to help you keep your rates low.

We would like to share some methods that you should avoid as a tow truck company owner.

Some of these methods may seem like common sense others may not be readily evident.

A surefire way to receive a significant rate increase or a cancellation of your Commercial Tow Truck Insurance Policy is to take the following steps:

Hire careless or bad drivers
Open up a sham tow truck company to avoid previous bad driving behavior or Claim Activity
Lie to the insurance company when you have a claim
Misrepresent information on your insurance application

Tow Truck Insurance Michigan — Hiring Bad Drivers.

Okay let’s talk about the first step — if you hire a careless or bad driver it is going to cost you a lot of money.

Why?

Insurance companies are in business just like you are — to make money!

When you cost them money or you have a number of small claims they will reciprocate by either canceling your insurance or hitting you with a significant rate increase.

Make no mistake every company will hit you with a rate increase or cancellation if you cost them money. It does not matter how long you have been with the company— you may have loyally stuck with your insurance company for 20 years or longer and they will turn around and treat you like an ugly stepchild when you cost them money.

Example: one tow company had a 3 claims within 3 years, 2 were not their fault and one was — their insurance company rewarded them with a 300% increase in premiums!

They went from $25,000 per year up to $80,000 per year because of a few claims! Yikes!

Why do companies hit you so hard when your drivers cause accidents?

Tow trucks can do a lot of damage when they make impact with other people, vehicles, or buildings including serious injury or fatalities.

The bigger the truck the more harm can be inflicted — insurance companies understand this all too well since they will be the ones hiring attorneys to defend against lawsuits caused by their customers.

Tow Truck Insurance Michigan — Open up a Sham Company to Get Cheap Rates.

This little trick worked years ago when tow truck drivers would be canceled by one company because of too many claims and then open up a ‘new tow truck company’ in a relatives name and act as if they are a new business — when in reality they were only doing it to get cheap rate on their Michigan Tow Truck Insurance.

Insurance company’s now have reporting tools that can catch sham companies leaving you as the owner in hot water with the insurance company and possibly blacklisted for life!

Insurance companies have long memories now — if you get caught trying to pull a fast one on an insurance company they may put you on a do not ever insure list.

A number of insurance companies have discontinued offering tow truck insurance because they have lost their shirts financially. If you alienate one too many Michigan Tow Truck Insurance Companies you may jeopardize your ability to even get insurance.

Is it worth it to take a chance and poor fast one on your insurance company?

Not in our opinion. If you are getting canceled because of claims take your medicine like a man!

Pay the higher premiums and don’t set up sham companies.

In our next article we will consider the other two methods you definitely want to avoid.

Michigan Tow Truck Insurance — Low Rates and Great Coverage!

Pathway is the best place to call for Michigan Tow Truck Insurance. As a leading independent insurance agency we have access to the top companies offering this line of business for garages, car dealerships and tow only service companies, including repo.

Call today by dialing 1-800-998-0662 to speak with one of our licensed agents or send us your request for quotes or information by choosing your below area and completing a few details:

The post Tow Truck Insurance Michigan first appeared on Pathway Insurance.

Tow Truck Insurance Detroit Michigan

WIN Admin — Sun, 04 Sep 2016 14:29:28 +0000

Tow Truck Insurance Detroit Michigan- Quotes 7 Days Per Week!

Call Pathway Insurance when you’re looking for great rates for Tow Truck Insurance in Detroit Michigan and the surrounding areas.

Pathway insurance is a leading independent agency offering Tow Truck Insurance in Michigan, Indiana, Ohio, Kentucky, Minnesota, Maryland, Tennessee, Georgia and Florida.

Call 1-800-998-0662 or click on Tow Truck Insurance Detroit Mi.

We also serve the below areas whereas you can request quotes 24 hours per day:

Michigan Tow Truck Insurance – Don’t Forget This Important Coverage.

Garagekeepers Insurance coverage is an important option that is not included on the Michigan Commercial Auto Insurance Policy.

Garagekeepers Insurance coverage is an endorsement or extra coverage form that must be added to your overall commercial insurance protection for coverage to apply.

Who might want this important protection?

Towing companies
Garages offering auto repair work and body shops
Service stations
Restaurants and hotels with valet parking
Parking lots
Special event operations with valet parking
Carwashes
Any operation which allows customers to leave their cars with them for a fee

When vehicles are left in your custody, the customer has the reasonable expectation that their vehicle will be returned in at least the same condition as when it was left.

Michigan Garagekeepers Insurance coverage extends coverage to the business for many types of perils.

Tow Truck Insurance Detroit Michigan – What Is Covered by Michigan Garage Keepers Insurance?

Please note how one policy reads:

We will pay all sums the “insured” legally must pay as damages for “loss” to a “customer’s auto” or “customer’s auto” equipment left in the “insured’s” care while the “insured” is attending, servicing, repairing, parking or storing it in your “auto dealer operations” under:

Comprehensive Coverage – From any cause except: (a) The “customer’s auto’s” collision with another object; or (b) The “customer’s auto’s” overturn.

Specified Causes Of Loss Coverage – Caused by: (a) Fire, lightning or explosion; (b) Theft; or

(c) Mischief or vandalism.

Collision Coverage – Caused by: (a) The “customer’s auto’s” collision with another object; or

(b) The “customer’s auto’s” overturn.

There sometimes is a bit of confusion about Comprehensive Coverage and Specified Causes of Loss Coverage.

You need to purchase one or the other when you purchase Michigan Garage Keepers Insurance, you do not get both.

Specified Causes of Loss Coverage is obviously less expensive because it covers fewer things.

What’s tricky about Specified Causes of Loss Coverage is that the named perils can be different between companies.

You might notice that collision with an animal is missing under the above listed Specified Causes of Loss Coverage form.

Some companies cover collision with an animal, while other companies do not.

It’s super important to understand what is covered by your policy as you’re shopping for Tow Truck Insurance in Detroit Michigan.

One of our agents can help you choose a coverage that you feel is best for your circumstances.

Detroit Michigan Tow Truck Insurance – Call Us Today for Quotes and Same Day Coverage.

As a leading independent agency in Michigan offering great rates for Towing service companies and Garages we can help you find the commercial truck insurance you need for your business.

Call 1-800-998-0662 Monday through Friday 9 AM to 5:30 PM or to receive quotes seven days per week click on Tow Truck Insurance Quotes Michigan.

Our online agents are available 7 days per week – Get a quote right now!

We also offer tow truck insurance in the following local areas:

The post Tow Truck Insurance Detroit Michigan first appeared on Pathway Insurance.