Cheap car insurance in Cincinnati | Pathway Insurance

What is the Insurance Merry-Go-Round? ™

WIN Admin — Fri, 11 Nov 2011 11:31:52 +0000

Are you looking for automobile insurance in Cincinnati? You have come to the right place. Pathway Insurance is one of the most advanced independent insurance agencies in Cincinnati.

Call us at 513-662-7000, or you can request an online Cincinnati car insurance quote by clicking here.

How to Avoid Taking a Ride on The Insurance Merry-Go-Round™.

When individuals or families are looking for automobile insurance in Cincinnati they may be induced to call a certain company based on a catchy advertisement they see on television.

Insurance advertising is big business for ad firms, and insurance companies spend billions each year on their tailor made insurance advertisements to make their phones ring with potential new clients eager to save money on their insurance.

Here is a question you may want to consider when shopping for car insurance:

How long will the premiums remain this low?

The real truth about insurance is that insurance premiums never stay the same with any company.

No matter if you are shopping for insurance in Florida or you want auto insurance in Columbus Ohio you may obtain a good rate for a while, but over time that rate will increase.

The Insurance Merry-Go-Round? ™ is a pricing model used by every insurance company.

Let’s Review An Example Of The Insurance Merry-Go-Round™.

Act 1 Scene 1: Your 21 year old son causes an at fault accident and 6 months later you receive a $700 rate increase on your car insurance and you decide to call a certain insurance company after watching a television commercial.

This company happens to be, The ABC Insurance Company, and they advertise extensively on television and you decide to give them a call.

Their television advertisement proved to be true as they are able to offer you a price $200 less than your current insurance company so you decide to take advantage of that $200 car insurance savings from The ABC Insurance Company and switch your insurance.

Act 2 Scene 1: Eighteen months later you get a new insurance bill from The ABC insurance Company and you notice that your rate has increased $247, so you decide to call your former company, The XYZ Insurance Company.

The XYZ Insurance Company congratulates you because you now qualify for a new insurance program that will save you $412, so you switch back to your former company.

Act 3 Scene 1: You open your new bill after only six months of returning to The XYZ Insurance Company and you notice that they did it to you again and they raised your car insurance premiums by $217.

Because things are tight financially after your wife lost her job due to corporate downsizing, you decide to call a different company called, The Online Insurance Group.

The Online Insurance Group claims they keep prices low by only selling insurance over the Internet. The Online Insurance Group finds you an even better deal and they save you $167 compared to what The XYZ Insurance Company was about to charge you in their latest bill. You switch.

Act 4 Scene 1: 12 months later The Online Insurance Group increases your price by $419 citing increase claims for the reason for the rate increase and you decide to call a fourth company.

Round and round you go and where it stops no one knows, hence The Insurance Merry-Go-Round! ™

How Can You Keep Your Premiums Low for Life?

Purchase your insurance from an independent agency like Pathway Insurance!

We represent more than 20 different insurance carriers so when you receive a rate increase we can shop among the carriers we represent.

Call 513-662-7000 to speak with one of our licensed agents today!

The post What is the Insurance Merry-Go-Round? ™ first appeared on Pathway Insurance.

Auto Insurance Quotes Cincinnati

WIN Admin — Mon, 13 Jun 2011 10:47:00 +0000

Automobile Insurance Quotes In Cincinnati – More Complicated Than You Might Imagine!

If you are looking for auto insurance in Cincinnati please Call 513-662-7000 for brand new or updated quotes, or use our convenient online quote system by clicking here on Best Auto Quotes Cincinnati

Insurance Is Far More Complicated Than the Price You Pay for It. ™

The personal automobile insurance policy is a complicated financial contract that many rely upon in the event of accidents or claims yet few people really understand the inner workings of this complex legal document.

If you purchase a new policy for a lower price do not assume your coverage is identical with the company you just replaced. There could be significant differences in coverage. Let the buyer beware!

Notice how one insurance policy spells out the policyholder’s responsibility:

Your Personal Auto insurance policy is a legal contract between you and your insurance company.

READ YOUR POLICY CAREFULLY. This cover sheet provides only a brief outline of some of the important features of your policy. This is not the insurance contract and only the actual policy provisions will control. The policy itself sets forth, in detail, the rights and obligations of both you and your insurance company. IT IS THEREFORE IMPORTANT THAT YOU READ YOUR POLICY.

In reality very few people read their insurance policy contract, and very few understand the insurance lingo built within the fine print of the contract that is better known as legalese. That is a mistake that could cost you your life savings!

You must take measured steps to understand your insurance policy.

Automobile Insurance in Cincinnati – The Basics!

Over a series of different articles we are going to discuss the automobile insurance policy and break it down in layman’s terms. If you have questions about any subject that we discuss and you are policyholder please feel free to call 513-662-7000.

If you are not a client, but would like insurance quotes you can also request online quotes from top rated companies by clicking on: Cincinnati Online Insurance Quote to start the process or simply give us a ring!

Coverage Parts of the Personal Automobile Policy

Liability Coverage

Medical Payments Coverage

Uninsured Motorist Coverage

Damage to Your Auto Coverage (Full coverage)

No Fault Insurance

Additionally insurance companies spell out exclusions, your specific duties after a loss, and general coverage provisions, and potential amendments and endorsements to the personal auto policy.

In our next article we will discuss what is liability insurance in Cincinnati?

Looking for Auto Insurance in Cincinnati? Contact Our Top-Rated Independent Insurance Agency at 513-662-7000.

Or feel free to review a personal message from one of the agency owners of Pathway Insurance by clicking on our new web site by clicking on:

http://www.autoinsurancecincinnati.net/

The post Auto Insurance Quotes Cincinnati first appeared on Pathway Insurance.

I Feel The Need For Speed

WIN Admin — Fri, 13 Feb 2009 11:06:09 +0000

High Risk Insurance Cincinnati.

Speeding tickets and accidents may cause you to need high risk insurance in Cincinnati!

If you have multiple tickets and accidents you will need the best high risk insurance quotes in Cincinnati! Call 513-662-7000 to speak with one of our agents. You can also receive an online auto insurance quote by clicking here.

Does a driver in your household have a lead foot racking up tickets and accidents like they are doing a remake of Mad Max in the Thunderdome?

Insurance companies in Cincinnati will rake you over fiery hot coals with massive price increases on your car insurance when you feel the need for speed and get caught.

Your car insurance premium could be increased as much as three hundred percent or more, or they will simply drop you when the tickets and accidents start to pile up, possibly classifying you as a high risk insurance driver in Cincinnati.

Especially is that the case if a driver is under the age of twenty one.

Do You Want Cheap Car Insurance in Cincinnati?

If so do not push the pedal to the metal.

Try to leave for work or school a few minutes early so you do not feel the need to speed. Or if you are a parent and you have an emerging Evil Knievel in your midst, take the keys away or be prepared for triple digit rate increases on your car insurance bill!

More helpful information can be found on our blog showing specific tips and strategies that might help you avoid being labeled a high risk driver in Cincinnati.

Why Do You Want to Overpay On Your Insurance When You Have A Few Tickets And Accidents On Your Record?

Click here for cheap car insurance rates in Cincinnati that are almost guaranteed to save you hundreds, if not thousands of dollars on your insurance when you have multiple tickets, accidents, and claims, or worse you have been labeled as a high risk driver!

The post I Feel The Need For Speed first appeared on Pathway Insurance.