Are you looking for car insurance in Cincinnati? You have come to the right place. Pathway Insurance is one of the most advanced independent insurance agencies in Cincinnati. Call us at 513-662-7000, or you can request an online Cincinnati car insurance quote by clicking here.

Insurance Is About As Much Fun As Watching Paint Dry On The Ceiling.

Okay so I thought it was a catchy title but not necessarily such an interesting topic. The general opinion is that Insurance in Cincinnati is about as much fun as watching paint dry on the ceiling, and in most circumstances that consensus would probably be right.

Why Choose Pathway Insurance?

When looking for Insurance in Cincinnati you have many places to choose from, but what you don’t know about insurance can truly harm you financially.

My name is Jack Thomas and I manage an independent insurance agency in Cincinnati. I am an author, blogger and prolific writer. The honest truth is I love to write, educate, and occasionally display a bit of dry humor in reference to insurance. (Insurance is boring but it doesn’t have to be that way.) Currently I’m working on a book that will reveal some nasty little secrets that some insurance companies don’t want you to know about. I’ll share more about that in a future article.

You’re probably aware if you live in Ohio, Kentucky, or Indiana that you are required to maintain car insurance. Because of that fact consumers are under the general impression that insurance policies are all exactly the same. That could not be further from the truth!

How Do We Learn about Car Insurance in Cincinnati?

In reality insurance is a necessary evil but at the same time very much misunderstood. We learn about insurance by watching television commercials. Insurance companies tells us that we are paying too much for our car insurance in Cincinnati and they alone hold the key to our salvation to cheap car insurance rates. I call this the Insurance Merry-Go-Round™.  I’ll explain in my next article the exact details about the Insurance Merry-Go-Round™.

When people are looking for car insurance in Cincinnati, they might notice a similar insurance advertising theme that is running in the Ohio, Kentucky, and Indiana area where our agency actively offers insurance.

State Farm Insurance in Cincinnati, through their television advertisements tells us that they offer 40% discounts, Geico insurance tops on another 15%, Progressive tells us that they can save you hundreds, 21st Century Insurance in Cincinnati tells us that if you’re with Geico or Progressive you’re overpaying by hundreds.If you were to add up all the discounts and the rate savings your insurance should be free right?

Why Do These Insurance Companies in Cincinnati Make These Claims?

Insurance commercial dominate the television advertising market in Ohio and they likely dominate in your area as well, because it makes their phones ring, and because the insurance companies running those ads are making money hand over fist! Insurance is big business, and it’s profitable as well. You may not be aware of this but did you know that Warren Buffett owns Geico? He owns Geico insurance in Cincinnati because it’s an awesome investment!

So we see insurance commercials on television because companies are convincing us to buy their insurance policies raking in millions, and billions of dollars in new insurance premiums.

But is that all there is to insurance? The company offering the best price on insurance wins?

Let’s explore this a little bit more in my next article called, What Is The Insurance Merry-Go-Round™.

There are more than 500 different insurance companies that sell car insurance in our area, how can you tell who has the best car insurance rates in Cincinnati?

Pathway Insurance developed an Internet-based system that will shop for the lowest car insurance rates in Cincinnati.

As you are shopping for a used car in Cincinnati, allow our agency to shop for the cheapest rates on car insurance in Cincinnati.

If you’re looking to find low insurance rates?  Just click on Car Insurance Cincinnati to receive your online auto insurance quote in Cincinnati.

If you questions about this program call and speak with Jack Thomas at 513-662-7000

Did you know that your insurance policy doesn’t cover everything?

Many mistakenly believe that it does, and some receive a rude awakening after a claim occurs and the insurance company issues a denial of coverage.

The absolute worst possible time to find out something isn’t covered is after the claim happens.  Yet this happens on a regular basis to those who do not take time to investigate what is covered and what isn’t.

A survey was completed by the National Association of Insurance Commissioners and they found:

33 percent of U.S. heads of household, who own a home and have homeowners insurance, incorrectly believe flood damages would be covered by a standard homeowners or property and liability policy.

68 percent think vehicles such as cars, boats and motorcycles stolen from or damaged on their property are covered.

51 percent think damages from a break in the water line on their property supplying water to their home are covered.

35 percent think damages from earthquakes are covered.

Such misconceptions about insurance coverage often lead to anger on the part of the policyholder after experiencing a loss they thought was covered only to later have their claim rejected by the insurance company.

 Whose fault is that?  It’s my opinion there are two chief culprits.

It’s the insurance industry itself for not taking more time to educated their clients in easy to understand language.  But it’s also consumers who buy insurance policies throw them in the drawer and dust them off only when a claim happens without bothering to read beforehand what’s covered and what’s not .

Will you be in the market to buy Insurance in the near future?  Call the experts at 513-662-7000.

Has it been some time since you have taken time to shop around for cheap insurance rates in Cincinnati?  This is a BIG MISTAKE. Sticking your head in the sand is just about as crazy as trusting the same insurance company you have had for more than 3 years to give you the best rate on insurance in Cincinnati. It is not realistic. When you Compare insurance rates in Cincinnati you will often find a better price.  If you would like quick quotes on car insurance in Ohio call 513-662-7000, or click here to receive an online auto insurance quote.

Insurance companies raise and lower premium rates constantly because of competition. Insurance rates never stay the same with any company. It could be possible that your current insurance company is charging you a higher premium rate because you are a veteran client, but at the same time offering a much lower rate to “new” clients, inducing them to purchase a new car, home, life, or business insurance policy.

How do you know if you are getting the best insurance rates from your current company? If you are getting “old” rates from your current insurance company you may be overpaying by hundreds or even thousands of dollars for the exact same coverage and same company.

One additional tip can be found on our blog that teaches you how to get your current insurance company to drop your car, home, and business insurance rates by as much as thirty percent instantly. Calls us that the office and we will show you how to do it.  Office number is 513-662-7000.

Why Make Fat Cat Insurance Executives Rich Because You Have Not Shopped For Lower Insurance Rates?

Get a new insurance quote in Cincinnati even if you think you are happy with what you are paying, you may be shocked to learn that you could be overpaying hundreds, or thousands more than you should.

Click here if you want to save hundreds, and possibly thousands of dollars from insurance companies who are willing to give you cheap car insurance rates in Cincinnati when you are a “new” customer.