Here’s the problem with an agent like small claims are great Nate.

Nate wants you to turn in every claim that you call about, or at least he wants to document every claim that you cause in Cincinnati so he can increase your rates even if your insurance company doesn’t pay a dime!

This is completely true. Certain companies such as GEICO, Progressive Direct, and other companies that offer consumers the option to buy car insurance direct in Cincinnati require their call center agents to document accidents or claims that their clients cause and call about.

So let’s say you have a minor fender bender and are wondering if you should turn in the claim to the insurance company.  When you call and speak to small claims are great Nate, he has already notated your client file that you had an accident so that your insurance company can take the appropriate action later.

Just so we’re clear: Taking the “appropriate action” later means that you will get a big fat juicy rate increase on your car insurance.)

Don’t believe for a second that all local insurance agents in Cincinnati have “your back“.

Certain insurance companies who employee Wanda or Waldo, the one-hit wonders, (captive companies-click here to see the list of insurance agents who can only offer car insurance in Cincinnati from one company.) also require their agents to notify your company so that they can properly “underwrite” your risk to the company. (Again that means you will get a big fat juicy rate increase on your car insurance in Cincinnati or you will get canceled!)

This is how our agency is different:

We tell you the truth:  Not all claims should be turned into your insurance company…Why???

A few minor claims or accidents within a short period of time will make you a high risk driver and you might have to buy high risk insurance in Cincinnati!  The difference in price on your car insurance when you are a high risk driver in Cincinnati can be as much is 10 times or more!!

Nate, who thinks all claims are great, gets to raise your rate when you have claims.  We do not believe that’s so great. (For you as a client.)

Along with the Claims Advocacy Program, ™ we offer claims advice on small accidents because truthfully some claims should never be reported to your insurance company in Cincinnati. (On the other hand there are some seemingly minor claims that should be reported to the insurance company. So prior to attempting to handle a claim yourself make sure you receive professional advice.)

If you are not currently with Pathway Insurance and you would like the lowest rates on your automobile insurance, then click on Car Insurance Cincinnati now to assure your receiving the best auto insurance quotes in Cincinnati.

Copyright 2010 Pathway Insurance Services, Inc. All rights reserved. Reproduction or translation of any part of this information without permission of Pathway Insurance Services, Inc. is unlawful.

“I’m not on your side Clyde” will not lift a finger to help you with claims.

This is what Clyde, who’s not on your side will say to you when you have an accident in Cincinnati and need help:

That’s not my department to help you with claims, that’s why we have a claims department.

From personal experience I can tell you that there isn’t anything more frustrating than trying to fight an insurance company to get them to pay a claim! 

What are you saying Jack? Are there companies selling car insurance in Cincinnati that will give you the impression that they are fighting you or perhaps intentionally delaying paying your claim? 

Absolutely, and you will find out quite quickly whether or not your Cincinnati insurance agent goes by the nickname “I’m not on your side Clyde” because they will not lift a finger to help you in any way to resolve your claim.

Clyde, just sells car insurance in Cincinnati and he is really too busy selling insurance policies to new customers to be bothered with helping you with a claim.

Is that how you want to be treated if you need help with a claim?  Do you want your agent to brush you off when you really need help, or do you want an agent that promises to help you with all legitimate claims?

Our agency, offers a Claims Advocacy Program. ™

When you have a car insurance claim in Cincinnati, regardless of fault, we will take you step by step through the claims process.  We will in a sense hold your hand, and even negotiate with insurance companies on your behalf! (Some exceptions apply)

How valuable is this program to you?  If you have ever had a claim and then had the insurance company seemingly stonewall your claim, this service would have been invaluable to you. 

Please note how one family endured a bad claims experience in Cincinnati and how the Claims Advocacy Program. ™ helped to settle the claim.

Steve was rear-ended by another person who was at fault. Steve files a claim against the other company and a week goes by and he doesn’t hear anything from the insurance company so he calls to find out the status of the claim.  The claims adjuster tells Steve that he has not obtained a statement from their client. Two weeks go by and Steve calls the insurance company again. 

He is told the same story. A few additional weeks go by and the rental car company takes Steve’s car back.  Now Steve is without a car and borrows a friend’s car to get back and forth.

Steve calls many times over the next several months and is told the exact same thing by the claims adjustor…we can’t get a hold of our client to get his statement so we can’t settle your claim. 

Finally after 4 months Steve calls me out of sheer desperation.  He explains the situation and I immediately contact the company and within 1 hour the claim is settled and a check was sent the next day to Steve!!

Why did it take more than 4 months for this claim to be settled, and why was our intervention (The Pathway Claims Advocacy Program) instrumental in settling Steve’s claim in just 1 hour?

The claims adjuster completely dropped the ball, and we were able to fix this problem for Steve by our direct intervention.  That’s why families in Cincinnati need a strong claims advocate standing up for their policyholders.

Our claims service is the best in Cincinnati.

If you are not currently with Pathway Insurance and you desire the best rates on you auto insurance then click here on Car Insurance Cincinnati to receive the best auto insurance quotes for Cincinnati drivers.

Copyright 2010 Pathway Insurance Services, Inc. All rights reserved. Reproduction or translation of any part of this information without permission of Pathway Insurance Services, Inc. is unlawful.