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Roofing Contractors Insurance Houston Texas

WIN Admin — Tue, 21 Nov 2017 18:38:45 +0000

Roofing Contractors Insurance Houston Texas — Low Rates & Instant Coverage 7 Days Per Week.

Do you need Roofing Contractors Insurance In Houston Texas or the surrounding areas? If that is the case, call Pathway Insurance by dialing 800-998-0662 Monday – Friday until 5 PM CST or reach out to us by using our chat system up until 7 PM CST.

There is one additional way to request quotes and information about Roofing Insurance in Texas: simply use our quote request system by picking a nearby location below:

Pathway offers competitive rates and coverage for a variety of different types of roofing contractors including roofers specializing in residential and commercial work. We offer commercial insurance for roofers across the United States.

Roofing Contractors Insurance Houston Texas — Is This Covered By My Insurance?

It is very important for contractors to have a good understanding about what their policies actually cover and what they do not cover.

For this reason, we like to use fictitious scenarios to illustrate important information so you may, as a business owner, secure the appropriate coverage for your business.

Let’s peek in on an accidental injury to determine whether or not coverage would apply.

If you have questions about this, our agents are standing by via phone or chat.

Roofing Contractors Insurance Houston Tx – The Accident.

Jose Frankenburger loves roofing. His father trained him to be a roofer when he turned 16, and since the age of 21 he has worked as a supervisor for his father’s company, Mighty Fine Roofing, Inc.

His entire crew loves working with him because he treats everyone to hamburgers every Tuesday at Big Delis Burger on Main Street in Houston.

On a Tuesday afternoon, one of Jose’s crew members, Mike Waffler, left his nail gun sitting on the edge of a roof they were working on. As is customary, Jose treats his crew to lunch that day. He has Big Delis Burger deliver the meals to the worksite.

Most of the workers come down from the roof, including Mike, and begin to enjoy their tasty burgers. Just then, a sudden, stiff breeze courses through the area, causing Mike’s nail gun, which he carelessly left sitting on the edge, to fall off the roof.

As the nail gun made its way to the ground, compliments of the power of gravity, it inconveniently makes impact with a roofer named George’s uncovered head, knocking him senseless.

The accident happened as if in slow motion. Two of the crew members watched helplessly as the nail gun tumbled through the air and conked George in the head.

Everyone is stunned momentarily, but then the crew rushes to where George toppled over to see if he is ok.

Unfortunately, George has a huge bump on his head and worse — it looks like the nail gun discharged a nail into the side of his head! The workers quickly call 911, assuming the worst.

An ambulance is dispatched within only a few minutes and George is rushed to the hospital.

In Part 2, we will learn what happened to George and the extent of his injuries.

However, we also have an important question to answer about the insurance coverage of Mighty Fine Roofing, Inc.: Will their Houston Roofing Contractors Insurance Policy pay for the injuries to George because of the carelessness of Mike Waffler?

We will find out the answers in our next article.

Houston Roofing Contractors Insurance — Need Insurance Today?

If you are either a new business or an existing business with a need for Roofing Contractors Insurance In Houston Texas or the surrounding areas, you will find no better place to buy your insurance.

So why not call Pathway today?

Our number is 800-998-0662 and we are available until 5 PM Central Standard Time Monday- Friday.

We are also available by means of our live chat system. Licensed agents are standing by seven days per week when you use our chat system.

You can also obtain free quotes any time of the day by clicking on a location near you from the list below and accessing our quote request form:

The post Roofing Contractors Insurance Houston Texas first appeared on Pathway Insurance.

Roofing Contractors Insurance Michigan

WIN Admin — Thu, 16 Feb 2017 23:52:25 +0000

Roofing Contractors Insurance Michigan — Quotes and Coverage Available Seven Days per Week!

If you’re looking for a great deal on Roofing Contractors Insurance in Michigan contact Pathway Insurance by dialing 1-800-998-0662 Monday through Friday 9 AM to 5:30 PM Eastern Standard Time.

Michigan Roofing Insurance Quotes are available seven days per week.

Pathway offers Commercial Roofing Insurance in Michigan, Illinois, Ohio, Indiana, Minnesota, Kentucky, Tennessee, Georgia, Florida, Texas, Colorado, and the state of Maryland.

We insure Roofing Subcontractors, Roofing General Contractors, (Paper Roofers) and Roofing Companies with one employee up to 1000 that offer both residential and commercial coverage.

If you find our website on the weekend click on the chat button to speak with a licensed agent right now. (Up until 5:30 PM)

Or feel free to use our online quote request system that is available 24 hours per day by clicking any of the links below based on your area:

Roofing Contractors Insurance Michigan — Mistakes on Roofing Insurance Part 1.

It’s easy to make a mistake on Michigan Roofing Insurance and we would like to address some common issues that you face as a roofing company in a series of articles.

A mistake made on your roofing insurance may not be explained away by a simple apology.

Insurance policies are legal contracts between your company and the insurance company, a mistake made on your Michigan Roofing Insurance Policy can lead to the following:

Huge Rate Increase
Cancellation
Claim Denial

Example: A +1 Ajax Roofing was founded by Jimmy Jones and his half-brother Abraham. Jimmy and Abraham worked for another company that went out of business and decided to form their own company using some of the crew from the previous company.

But first they need to buy insurance. Jimmy calls around and speaks to five different agents and is quite surprised to learn how much roofing insurance is when they pay all of their workers on a 1099.

Jimmy then gets the idea to tell the next agent that his crew are employees and when asked what his payroll is Jimmy ball parks what he pays his guys and the agent asked Jimmy if he could provide a quote for Workers compensation insurance also but Jimmy declines explaining he has this already covered.

Jimmy of course does not have workers compensation insurance because he pays his guys a 1099 and each worker is a subcontractor.

The agent gets back to Jimmy the next day and gives him a price that sounds really good so he decides to buy the coverage and tells the agent to send him over the paperwork.

Jimmy doesn’t look through the paperwork he simply signs in all of the indicated places, makes his down payment, and now he is in business!

Good fortune is on their side because shortly after they are open for business a number of different hailstorms hit the area and soon Jimmy and Abraham are so busy they may need to hire a second crew to handle all the jobs are getting.

Jimmy and Abraham of course do not do any of the work, they sell the jobs and they visit the worksites to make sure that the guys are not messing around and getting the job done on time.

On a Tuesday afternoon one of the workers, BJ Thomas, slips and falls off the two-story home he was working on. BJ is badly injured, the site supervisor calls 911 and BJ is transported to the hospital.

BJ has broken his back and is paralyzed from the waist down.

One of BJ’s uncles Tony Vitelli visits him in the hospital and he so happens to be a personal injury attorney, he asks BJ if he has workers compensation insurance to cover his injuries?

BJ has no idea but authorizes his uncle Tony to investigate the matter. Tony discovers that BJ is an independent contractor whereas he believed he was an employee so Tony files a lawsuit against A +1 Ajax Roofing and the brothers Jimmy and Abraham.

Jimmy and Abraham have never been sued before so they call their insurance company to file a claim.

We will learn what happens in our next post.

Roofing Contractors Insurance Michigan — Low Rates and Same-Day Coverage Seven Days per Week!

Michigan roofing insurance is not inexpensive but the good news is that we represent the top Roofing Insurance Companies in Michigan and we can provide insurance no matter if you are a new business startup, or a seasoned company with years of experience.

Call 1-800-998-0662 to speak with one of our specialists.

You can also speak with a license agent seven days per week when you use our chat system.

Our chat system is found on the right side of our website.

You can also send us a request for quotes and information 24 hours per day by clicking any of the links below based on your area:

The post Roofing Contractors Insurance Michigan first appeared on Pathway Insurance.