The bad news is that it’s going to cost you more money for your insurance compared to someone who hasn’t had a lapse in coverage.  If you have allowed your insurance policy to cancel contact Pathway Insurance at 513-662-7000 and speak with one of our professional license representatives. Regrettably you will need to purchase Ohio high risk car insurance but we can help you find great rates. You can also receive a online quote in 5 minutes or less click: Auto Insurance Rates for Ohio Drivers.

Why Drivers Pay More for Canceled Insurance Policies?

Some states require that if you are a licensed driver you need to maintain continuous insurance coverage even if you don’t own a car, did you know that?

If you allow your insurance policy to cancel without first finding a replacement car insurance policy through another company, you could be labeled as a high risk driver in Cincinnati and your premiums will skyrocket when you decide to comply with Ohio state insurance law!

To make matters worse, many companies will not insure you if you have had a lapse in coverage for more than 30 days, or they will charge you a much higher rate on car insurance in Cincinnati.  Companies such as State Farm, Travelers, Farmers or Nationwide insurance may not offer you a new insurance policy if you allow your insurance to lapse because they will consider you a high risk driver!

How Do You Avoid Ohio High Risk Insurance?

Tip – Keep your insurance coverage in force at all times unless you want to be marked as a high risk driver. In the event you don’t own a car buy a Ohio non-owners car insurance policy. A non-owners policy will provide the insurance protection that the state requires so if you are selected randomly by the BMV to prove that you have insurance coverage you won’t lose your driver’s license.

Either that or forfeit your Ohio driver’s license! The choice is yours.  If you lose your Ohio,  Kentucky, or Indiana driver’s license for non compliance of insurance laws, you will be fined, and be required to file an SR22 with the state.  If you get caught driving on a suspended drivers license, be prepared for free room and board at your local detention facility. (That means you are going to jail)

Paris Hilton and other famous starlets have been incarcerated after getting busted driving on a suspended license!!  The maximum penalty in Ohio for first time offenders is six months for driving on a suspended driver’s license!

Additional information can be found on our blog showing how to avoid jail time and expensive car insurance premiums in Cincinnati by taking one simple step.

Why Make Fat Cat Insurance Executives Rich By Overpaying On Your Insurance When You Get Busted Driving Without Insurance in Cincinnati?

Click here to save hundreds of dollars from insurance companies who have the best car insurance rates if you are a first time driver in Cincinnati, need an SR22 state filing, want to purchase a non-owners car insurance policy, or if you have been labeled as a high risk driver in Cincinnati.