Owner Operator Insurance Lancaster PA

WIN Admin — Tue, 18 Sep 2018 11:35:28 +0000

Owner Operator Insurance Lancaster PA – Excellent Rates Available!

Pathway Insurance can offer excellent rates on Lancaster PA Semi Truck Insurance.

Give us a call at 513-662-7000 or 800-998-0662 during our business hours, or contact us through our online chat service by clicking the option in the bottom right corner of the screen.

You can also get your free Semi Truck Insurance estimate online by selecting any of the below links in your area:

Owner Operator Insurance Lancaster – Exclusion Example No. 2 Continued…

The scenario in which we last saw Mr. Bruester, he had just carelessly caused a collision while he was attempting to clean up a mess in his lap.

While preoccupied, he hadn’t seen that traffic in front of him was slowing down, due to another traffic jam, and he was unable to stop in time. This caused a collision, resulting in the rear of the car in front of him being totally crumpled.

While nobody was seriously injured, it soon becomes a question of whether or not the damages done will be covered by Mr. Bruester’s Semi Tuck Insurance. In the last scenario we covered, Mr. Bruester was not covered. Let’s consult his commercial auto insurance policy’s exclusions to see whether this incident falls within those guidelines.

Fortunately, the expected or intended injury exclusion only applies to any damage done to property or bodily harm caused intentionally.

In this case, Mr. Bruester was simply being careless, and by not paying attention, was unable to stop in time and collided with the car in front of him. There was no intent on his part to cause this accident, nor was there an expectation of damage or harm. Therefore, in this scenario, the damage would be covered.

The next example we’ll show you will take this story back yet again and depict a third result that is similar but concludes differently.

Click Owner Operator Insurance Levittown to continue reading.