Are You a Skilled Tradesmen Looking for Contractors Insurance in Ohio or Other States?

We offer contractors insurance in Ohio, Michigan, Kentucky, Indiana, Maryland, Minnesota, Tennessee, Georgia, and Florida 7 days per week.

Contact our independent insurance agency by calling 513-662-7000 or 800-998-0662 Monday – Friday 9 AM- 5:30 PM (EST) to speak with our licensed representatives.

Online agents are available 7 days per week and you can send us your request for contractors quotes 24/7 when you click on:

• Contractors Insurance Cincinnati
• Contractors Insurance Ohio
• Contractors Insurance Michigan
• Contractors Insurance Indiana 
• Contractors Insurance Minnesota 
• Contractors Insurance Tennessee
• Contractors Insurance Florida

Online agents are available 7 days per week up until 5:30 PM for quotes, coverage, certificates of insurance, and questions on billing, or claims.

Ohio Contractors Insurance – Why Do You Need It?

In many cases you will not be able to obtain jobs if you do not have an Ohio Contractors Insurance Policy but that isn’t the most important reason for carrying this important coverage.

What if your neighbor or relative asks you to build an addition on their home and you accidently set their house on fire and it burns down to the ground?

Not only would you be held legally responsible for the claim which could affect you financially for the rest of your life, but you also have an ethical responsibility or moral duty to make the injured party whole.

Without a suitable Ohio Contractors Insurance Policy you can’t meet this obligation.

What can This Coverage Include?

Contractors insurance is a commercial lines insurance policy that includes General Liability Insurance and it protects the contractor against claims or lawsuits for property damage or bodily injury claims.

Some insurance companies also offer coverage for tools, commercial auto insurance, inland marine coverage for mobile equipment, group health insurance, workers compensation insurance, contractors errors and omissions insurance or professional liability insurance for contractors.

One insurance underwriter we represent offering contractors insurance in Cincinnati is highly competitive for a number of construction professionals including landscapers is Donegal Insurance.  Visit Donegal for more information. 

Do I Need Cincinnati Contractors Insurance?

If you are a contractor you should invest in a contractor’s insurance policy because it will provide you the coverage you need to protect your personal financial assets in the event you were held liable for a claim.

This is what can happen without contractors insurance:

A roofing contractor offers a bid that is accepted by a local business owner who owns an apartment complex.  As the roofing contractor is working on the roof the contractor inadvertently causes damage to another part of the apartment building in the amount of $17,230.  The owner of the apartment complex files a civil lawsuit against the contractor and the contractor is required to pay $17,230 out of pocket because he did not have general liability insurance.  The cost of a basic general liability policy would’ve been less than $750 per year for this contractor.

Contact Pathway Insurance for your Contractor Insurance Needs.

Call 513-662-7000 or 800-998-0662 for Ohio contractor’s insurance quotes.

Quotes for Contractors also available in the following communities:

• Contractors Insurance Akron Ohio
• Contractors Insurance Sandusky Ohio
• Contractors Insurance Youngstown Ohio
• Ashland Ohio Contractors Insurance 
• Contractors Insurance Mansfield Ohio
• Contractors Insurance Toledo Ohio
• Dayton Ohio Contractors Insurance
• Contractors Insurance Hamilton Ohio
• Contractors Insurance Springfield Ohio
• Wooster Ohio Contractors Insurance
• Contractors insurance Canton Ohio