Need the Best Landlord Insurance in Columbus Ohio? 

Call 1-800-998-0662 and speak with the landlord insurance experts at Pathway Insurance. 

Pathway insurance is a leading expert in providing Ohio landlord insurance. (We offer landlord insurance in Ohio, Kentucky, Indiana, and Michigan.)

Landlord Insurance Is Complicated!

A landlord insurance policy is a legal contract between you and the insurance company, so it’s important to make sure that you choose your coverage wisely.

There are a large number of different options when purchasing landlord insurance in Columbus Ohio.  Picking the wrong option could cost you tens of thousands of dollars out of pocket!

In a series of articles we will break down the landlord policy to its finest detail, line by line and definition by definition.  It’s important for you as a real estate investor to have a well-rounded understanding on landlord insurance.

Why It’s Important to Completely Understand Your Landlord Insurance Coverage.

Misunderstandings on landlord insurance could lead to substantial out of pocket expenses incurred by you as the property owner.

Note the legal definition from one insurance company:

Your Dwelling Fire insurance policy is an important legal contract between you and XYZ Company. PLEASE READ YOUR POLICY CAREFULLY. This policy sets forth, in detail, the rights and obligations of both you and XYZ Company. IT IS THEREFORE IMPORTANT THAT YOU READ YOUR POLICY. 

The following Index identifies the major provisions of your policy and the page number where these provisions are located in your policy form. Amendatory or optional coverage endorsements may be attached to your policy to modify these policy provisions or provide you with additional coverage(s). 

THESE POLICY PROVISIONS WITH THE DECLARATIONS PAGE AND ENDORSEMENTS, IF ANY, COMPLETE THIS POLICY. 

The Ohio Landlord Insurance Policy Outline. 

The landlord policy is broken down into different sections. The first section is called the agreement. 

Please note the definition of insurance company ‘agreement’ with one company: 

Agreement – In return for your premium payment and your compliance with all of the provisions of this policy, we agree to provide insurance subject to all the terms of this policy. The coverages provided, the limits of our liability and the premiums are shown on the Declarations Page of this policy. 

In our next article we will continue our examination of the landlord insurance policy. 

Do You Need Landlord Insurance in Columbus?  Contact the Experts at Pathway Insurance, our direct number is 800-998-0662