What Is a Captive Insurance Agent in Cincinnati? 

Captive Insurance agents in Cincinnati can only sell insurance policies through one company.  Some of the largest insurance companies in Cincinnati advertising locally on television sell insurance exclusively by means of captive insurance agents. (Partial list of captive insurance agents in Cincinnati available here, click to review.) 

It is a disadvantage to you in many ways to have your insurance with a captive agent, why???   

Because there isn’t a single insurance company, no matter what they attempt to convey by their catchy television advertisements that can guarantee the absolute lowest price on every insurance policy they sell on a permanent basis.  In other words there will always be another insurance company who can offer you a lower insurance rate in Cincinnati if you look hard enough!  

Insurance Prices in Cincinnati Never Remain the Same With Any Company.

Unless you have been with the same insurance company for your entire life you probably noticed that when you first started a new insurance policy with your current insurance company, your insurance rates started off low… but eventually over time your insurance company begins to raise your rates.  

We refer to this insurance pricing phenomenon as: Insurance Rate Creep.™  Here’s the bad news for consumers, every insurance company follows the same pattern of lowering rates, then raising rates later. (They all do it without any exception.) 

Why Do All Insurance Companies Engage in Insurance Rate Creep? ™

In a new book that will be published later this year Jack Thomas, owner of Pathway Insurance, reveals the secret reason why all insurance companies engage in Insurance Rate Creep.™  Additionally Jack reveals the exact steps you can take to keep your premiums low for the long term. 

HINT: Independent Insurance Agents in Cincinnati Are Your Secret Weapon to Combat Insurance Rate Creep.™ (Step One)

Call 513-662-7000 to speak with our independent insurance agents of Cincinnati.  Or e-mail: Jack@pathwayinsurance.net to receive new insurance quotes on your insurance.