Do You Need Cincinnati Commercial Insurance?

Is your business looking for commercial insurance in Cincinnati? You’ve come to the right place. Call and speak with one of our commercial lines representatives at 513-662-7000 to discuss your individual needs.

We predominately offer commercial insurance in Ohio, Kentucky, and Indiana but if your business is located outside of these three areas we have developed a referral network where you can be connected to commercial lines agents in the other 47 states.  To receive commercial insurance quotes please click: Online Commercial Insurance Quotes.

Where Is the Best Place to Purchase Commercial Insurance in Ohio?

It’s with an independent insurance agency in Ohio! Independent insurance agents control more than 70% of the commercial lines markets and are in the best position to help your business with your commercial insurance needs.

What Is Commercial Insurance and Why Do You Need?

Commercial insurance simply protects your business from losses that you may become legally obligated to pay due to the actions of your employees or yourself that are not intentional.

Commercial insurance is offered in a variety of different types, coverage forms and endorsements that you may add to your policy. Do not assume that your commercial insurance policy covers you for every type of claim incidence.

What Can Happen to Your Business without Appropriate Cincinnati Commercial Insurance?

Any type of claim or lawsuit filed against your business that is not covered by commercial insurance due to the fact that you failed to purchase the insurance in the first place, or you did not purchase the correct type of insurance will cause your business to pay any and all claims out-of-pocket.

In some cases if the claim is large enough you may need to liquidate your business and lose your livelihood!  That’s why it’s important for you to choose the correct coverage for your business.

How Can Pathway Insurance Help You?

We are a leading independent agency in Cincinnati and we can help your business find the most appropriate commercial insurance for your business. Call us today by dialing 513-662-7000.

Besides extremely competitive commercial insurance in Cincinnati, The Hartford also offers a broad variety of low cost homeowners insurance in Cincinnati + automobile, and umbrella insurance.

New Ohio Homeowner’s Insurance Policy from Hartford Insurance 

A brand new homeowner’s insurance policy in Cincinnati is available through Hartford insurance called Home Advantage and Home Advantage Plus. Please note some of the new features of this homeowner’s insurance policy available through Hartford Insurance in Ohio.

The Hartford ID Restore Services, Green Rebuilding Coverage, Equipment Protection Advantage Coverage, Valuable Items Blanket Coverage, and One Deductible (applies only when written on the Auto with Home).

The Hartford ID Restore – The hardest part of dealing with an identity theft situation can be determining how to get started on restoring or protecting your identity. Customers of The Hartford receive free, unlimited access to The Hartford ID Hotline, and Identity Theft 911’s Resolution Center, where qualified fraud specialists will provide personal, one-on-one attention to questions or concerns about identity theft, fraud or the safety of your personal information. Identity Theft 911’s Fraud Specialists will help you take proactive steps to avoid becoming a victim of identity theft, or take you through the recovery process step by step and restore your peace of mind.

Green Rebuilding Coverage — Offers additional coverage for using environmentally-friendly materials or processes to make repairs after a covered loss or making necessary replacements with more energy-efficient or environmentally-friendly property.

Equipment Protection Advantage Coverage – For the repair or replacement of appliances, electronics and systems in your home that are subject to mechanical or electrical breakdown.

Valuable Items Blanket Coverage – Our Blanket Coverage is an easier way to protect higher-valued possessions without the added paperwork of scheduling or appraisals. Total available limits range from $10,000 to $50,000 depending on the category of valuables, including jewelry, watches, furs, silverware, fine arts, cameras, computers, musical instruments, china and crystal, and firearms. The maximum limit is $10,000 per item.

Call Pathway Insurance at 513-662-7000 for Insurance in Cincinnati

Looking for Business Insurance Quotes in Cincinnati?

Our agency can help your company find business insurance for nearly any type of situation. No matter if you are looking to insure complex construction projects, or you are a one-person contractor  call our office at 513-662-7000 for the best business insurance quotes in Cincinnat.

If your business is outside of these three states click here to receive an online business insurance quote in the other 47 states.

The Best Place to Purchase Business Insurance in Ohio

An independent insurance agent is the best place to find Cincinnati business insurance. The reason why is because independent agents can represent many different insurance carriers giving your business the best opportunity to find the best rates on business insurance in Cincinnati.

What is Business Insurance?

It’s a specific type of insurance to protect a variety of different exposures that a business may face.  For instance let’s assume that you are a contractor and you use your personal vehicle to transport tools and equipment and supplies to your individual jobsites. 

You likely will need to purchase commercial automobile insurance.  A personal automobile insurance policy may exclude certain business type activities in the event you are legally responsible for an accident.

Additionally you could be held responsible for property damage or injuries that occur due to your work activity and therefore you would need General liability insurance.  There are a number of other situations that could arise for your business requiring specific types of business insurance. Call our agency so that we can provide you a free analysis for your business.

Do I Need Business Insurance?

If you own a business and you want to protect your personal assets simply incorporating your business may not provide you complete protection. Commercial insurance in Cincinnati can provide you the protection that you need in the event you were held liable for a claim.

What Can Happen to My Business without Business Insurance?

Claim scenario -An employee working for a construction supply business drives his commercial truck through a red light and hits a minivan killing the driver of the vehicle instantly. The family of the driver files a civil lawsuit against the company and a judgment of $1 million was assessed. There are The owner of the construction supply business did not have commercial auto insurance and he was forced to sell his business to cover the $1 million judgment.

Contact Our Independent Insurance Agency for in Cincinnati Business Insurance Quotes

If your business is located outside of Ohio, Kentucky, or Indiana, click here to receive an online business insurance quotes.