We are direct competitors of American Family Insurance in Cincinnati. (Click here to learn why an independent insurance agent in Cincinnati can be a better choice for consumers.)

Facts about American Family Insurance in Cincinnati

American Family Insurance agents in Cincinnati can only sell insurance policies through American Family because they are a captive insurance agent.  A captive insurance agent means that the agent can only sell through one company.  American Family Insurance is based out of Madison Wisconsin.

American Family Insurance agents in Cincinnati can only sell policies through American Family Insurance

That could be a disadvantage to you as a consumer because insurance companies often adjust their premiums and other conditions that determine your premium rates.  For instance when American Family Insurance entered the state of Ohio over a decade ago they did not utilize credit scoring in determining premium rates.  After some time they made a business decision to begin using credit scoring to become an underwriting factor in setting premium rates. 

Some American Family policyholders in Cincinnati received a discount on their insurance when American Family Insurance began to use credit scoring.  Other American Family Insurance policyholders received a rate increase.

Why can an independent insurance agency in Cincinnati be a better choice?

An independent insurance agent in Cincinnati normally represents a number of different insurance companies that can provide insurance quotes in Cincinnati.  In contrast, the American Family Insurance agent in Cincinnati is not permitted to shop the insurance market for their customers. 

If American Family Insurance in Cincinnati raises your rates please take the following action:

We can obtain comparison quotes from up to 20 different insurance companies for you if you aren’t happy with the premium rates that American Family Insurance is charging. 

Contact Our Independent Insurance Agency in Blue Ash Ohio for Comparison Quotes.

513-662-7000

 Write to Jack@pathwayinsurance.net

 Use our online instant car insurance rate generator.