Facts about American Commerce Insurance 

American Commerce Insurance opened its doors in 1946 and the home office is located in Columbus Ohio. American Commerce became a subsidiary of MAPFRE in 2008. You can read about the financial ratings of American Commerce by clicking here:

Financial ratings American Commerce

Insurance policies offered by American Commerce Insurance in Ohio Include: 

• Auto Insurance-  American Commerce auto insurance in Cincinnati.
• Homeowners Insurance- American Commerce homeowners insurance in Cincinnati.
• Umbrella Insurance- Call 513-662-7000 to receive a quote on American Commerce umbrella Insurance in Cincinnati.

Want a Quote from American Commerce Insurance in Ohio?

American Commerce Insurance offers insurance through independent insurance agents in Ohio and your local AAA office. Pathway Insurance has represented American Commerce for the last three years and is one of the top performing agencies for American Commerce in Ohio.

If you are a good driver with no tickets or accidents, American Commerce has some of the best insurance rates in Cincinnati.

Already a Customer of American Commerce?

If you need customer service on your American Commerce insurance policy and we are your servicing agency please call 513-662-7000. If you are not sure who your agent is, why not be insured with one of the best agents representing American Commerce in Ohio? Call us and we would be glad to help.

Need to make an online payment with American Commerce? CLICK HERE

As a mentioned in the previous article every insurance company offers some type of discount.  The 40% discount that State Farm mentions in their commercials is probably meant to combat the 15% discount Geico mentions in their commercials.

(Are you looking for auto insurance in Cincinnati?  Call 513-662-7000 or receive an instant online insurance quote by clicking here.)

I decided to put State Farm insurance to the test.  Will their 40% discount beat the rates of Geico Insurance in Cincinnati, Progressive Insurance in Cincinnati, or American Commerce Insurance in Cincinnati?

I obtained quotes for my personal automobile insurance from State Farm, Geico, and Progressive Direct using their online system.  Also reflected is the insurance company that currently underwrites my personal insurance. 

Please note the following results:

American Commerce Insurance Group in Cincinnati- $74.81 per month

Progressive Insurance in Cincinnati- $87.02 per month

GEICO insurance in Cincinnati – $104.64 per month

State Farm insurance in Cincinnati- $141.34 per month

Assuming that the online quotes are accurate, if I were to take advantage of State Farm’s 40% in discounts I would need to pay an additional $798.36 per year to be insured with State Farm Insurance in Cincinnati compared to what I currently pay right now!

In this quote example, Geico, Progressive Direct, and American Commerce Insurance Group beat State Farm hands down.  Naturally each individual situation could turn out differently. One comparison quote does not necessarily reflect the general pricing philosophy of the insurance companies indicated.

How do you buy Insurance without the Disclaimers, Fine Print and Catches? ™

First step contact our independent insurance agency in Cincinnati.

513-662-7000 or write Jack@pathwayinsurance.net

Click here for online insurance quotes in all 50 states.

My current coverage limits are $500,000 per person, $500,000 per accident, $500,000 for property damage, $50,000 for medical payments, $100 deductible comprehensive, $500 deductible collision, I have car rental, roadside assistance and loan gap coverage for both my vehicles, plus the business usage endorsement on my car insurance policy.

The State Farm car insurance quote in Cincinnati did not include loan gap coverage, or business usage. (So that would mean the State Farm car insurance quote in Cincinnati would be more than what is reflected in the quote that is listed.)

The Geico car insurance quote in Cincinnati did not include loan gap coverage, or business usage. Additionally the Geico online quote system would only provide a quote for $250,000 per person and $500,000 for injuries and $100,000 in property damage + $10,000 for medical payments. (That would mean that the Geico car insurance quote in Cincinnati would be more than what is reflected in the quote that is listed if they could match my current coverage limits.)

The Progressive car insurance quote in Cincinnati did not include business usage. Additionally Progressives online quote system would only provide a quote of $500,000 combined single limit + $10,000 for medical payments. (That would mean that the Progressive car insurance quote in Cincinnati would be more than what is reflected in the quote that is listed if they could match my current coverage limits.)