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Owner Operator Insurance Farmington Hills

WIN Admin — Thu, 15 Nov 2018 16:51:31 +0000

Owner Operator Insurance Farmington Hills – We Make Things Easy!

Here at Pathway Insurance, the customer comes first.

We understand that insurance policies can be convoluted and not at all easy to understand.

That’s why we want to help our customers understand their policies through examples like the story we’ve been telling.

In this story, we’ve been building up to an incident in which we’ll find out if the character’s policy will cover the damage done to their semi-truck.

Call now to get in touch with our experts at 513-662-7000 (direct) or 800-998-0662 (toll-free) or by selecting the online chat window in the bottom-right corner of the screen.

To begin your free quote online, start by clicking an option below:

Owner Operator Insurance Farmington Hills – Learning About Exclusions: Racing, Part 14

We just witnessed one of our boys, Jimmy, get into an accident during this much anticipated race.

He was in a rush to pass his friend Joey. He got a bit flustered that he might lose to him, and that caused him to drive recklessly.

He ended up slamming through a barrier and bending a light post while also severely denting the hood and possibly components under the hood.

Let’s take a look at the exclusions listed in his policy once again:

EXCLUSIONS – Racing

Covered “autos” while used in any professional or organized racing or demolition contest or stunting activity, or while practicing for such contest or activity. This insurance also does not apply while that covered “auto” is being prepared for such a contest or activity.

Since Jimmy and Joey were both participating in an organized racing event, the coverage they put on their vehicles likely would not be honored by their insurance providers.

Likewise, if anything had happened while Joey was preparing with modifications or practicing for the race – damage to the truck, bodily injury, or property damage – it would not have been covered in that case, either.

Jimmy, meanwhile, will likely have to pay the full price for any repairs he has to get done to his truck.

It looks like neither Youngster Jimmy nor Youngster Joey won, in this instance.

Owner Operator Insurance Farmington Hills – Want Better Rates?

Do you want better rates on your Owner Operator insurance in Farmington Hills? Call Pathway Insurance today to get great rates on your policy.

You can contact us by calling 513-662-7000 (direct) or 800-998-0662 (toll-free) or by selecting the chat box in the bottom-right corner of your browser window to get in touch with our agents.

You also can click any of the listed areas below to begin your free quote online:

The post Owner Operator Insurance Farmington Hills first appeared on Pathway Insurance.

Owner Operator Insurance Troy Mi

WIN Admin — Tue, 13 Nov 2018 16:49:08 +0000

Owner Operator Insurance Troy Mi – Save with Great Rates Now!

At Pathway Insurance, we can offer different policies through various insurance providers.

If you are looking for Owner Operator Insurance in the Troy Mi area, and are looking to get great rates on your policy, get in touch today. We’ll ensure you get the best price available.

Call us now at 513-662-7000 or 800-998-0662.

For your free online quote, you can begin by clicking any of the provided links below:

Owner Operator Insurance Troy Mi – Learning About Exclusions: Racing, Part 13

We had just started the race, and noted that both Jimmy and Joey were having a bit of a hard time adjusting to the reality of racing large semi-trucks. Joey was struggling more than Jimmy, due to his lack of practice, but his investment in tune-ups allowed him to make up for lost time on any straight away.

Fortunately for Joey, this course had a lot of straight aways, allowing for him to overtake Jimmy. Even though they were very good friends, Joey was very determined to finally best Jimmy in a race, which he was previously unable to do.

Joey had accomplished putting quite a large distance between himself and Jimmy. That is, until Jimmy started getting angry at the fact that he would lose and his ego would be compromised.

Jimmy thus began getting reckless with his driving, frantically trying to catch up to Joey. He was successful to an extent, overtaking a few people, however his efforts were wholly thwarted when he made a mistake.

While driving a bit more recklessly, Jimmy ended up brushing against another semi-truck, and in the process diverting him and the opponent both off the track. His opponent slammed on his breaks and ended up being fine, aside from hitting the barrier outlining the track, but Jimmy didn’t quite react quickly enough.

He slammed through the barrier and ended up hitting a street light, bending it down completely whilst also wreaking havoc on the hood of his truck.

Jimmy panicked and wasn’t sure how to react. He does, after all, need this truck for his day job.

Will Jimmy’s incident be covered? Find out in our next article here: Owner Operator Insurance Farmington Hills.

Owner Operator Insurance Troy Mi – Are You Familiar with Your Coverage?

Are you familiar with your coverage? Some incidents can leave a person wondering whether or not they are covered.

At Pathway Insurance, we’re here to help our customers understand their coverage and make the experience as trouble-free as we possibly can.

You can contact us through our phones at 513-662-7000 (direct) or 800-998-0662 (toll-free) or through our online chat service by selecting the chat window at the bottom of the screen.

You can also get your free online quote by selecting the correlating link to your area listed below:

The post Owner Operator Insurance Troy Mi first appeared on Pathway Insurance.

Owner Operator Insurance Westland Mi

WIN Admin — Sat, 10 Nov 2018 16:46:15 +0000

Owner Operator Insurance Westland Mi – Looking for a New Agency?

Are you receiving less than satisfactory service from your current Owner Operator Insurance policy?

Get in contact with Pathway Insurance today!

We care about our customers, and want to ensure the best possible experience for them. Not only that, but we want to ensure clarity in your insurance policy so you don’t end up in a situation wondering whether or not you’ll be covered.

Our customers’ convenience is very important to us. If you are looking for a new policy provider, get in touch!

You can call us at 513-662-7000 or 800-998-0662 during our normal business hours or you can get in touch with our experts through our online chat service.

Begin your free online online by selecting a link below:

Owner Operator Insurance Westland Mi – Learning About Exclusions: Racing, Part 12

Last we heard, Jimmy and Joey were lining up for the event we’ve been tirelessly waiting for.

Jimmy was trying to cope with the nerves getting to him as he had to wait, while Joey sat quite calmly while looking forward to the race to begin.

Both, however, were wondering how the race would size up. All of the other contestants, they had noted, seemed to take this quite seriously and they wondered how they might race.

With all of the contestants lined up, they were given the signal to go, and with all of that anticipation, they were off.

Now, obviously, semi-trucks don’t make for the most exciting take off, but once they get rolling, they are unstoppable traveling heaps of metal. The weight of the truck itself is quite substantial compared to that of a car or normal truck. This makes turning, slowing, and maneuvering exceptionally difficult.

While Jimmy had practiced a bit, driving his truck around abandoned areas, Joey hadn’t practiced much at all. He was having a difficult time adjusting to the remarkable difference in handling. It was certainly much more than he had anticipated.

Jimmy was having some issues, but not nearly as much. This allowed for Jimmy to take the lead over Joey. Clearly, though, neither of them were doing terribly well.

Joey’s work in tuning up his truck, however, did pay off in certain circumstances. Any straight away he had, he was able to floor the vehicle, zooming past several other trucks at once.

We’ll be able to see how this race turns out in our next article: Owner Operator Insurance Troy Mi.

Owner Operator Insurance Westland Mi – Don’t Wait!

At Pathway Insurance, an independent insurance agency, if you aren’t happy with your current policy provider, we will gladly help you find an insurance policy and provider you are content with.

Don’t wait! Call today at 513-662-7000 or 800-998-0662 or get in contact with our agents through our online chat service located in the bottom right corner of the browser window.

Select any of the links below to begin your free online quote:

The post Owner Operator Insurance Westland Mi first appeared on Pathway Insurance.

Owner Operator Insurance Clinton Michigan

WIN Admin — Fri, 09 Nov 2018 16:43:59 +0000

Owner Operator Insurance Clinton Michigan – Get in Touch to Save Big!

Get your Owner Operator Insurance policy at Pathway Insurance today!

If you need better rates on your commercial vehicle insurance policy, we’re here to help.

You can get in contact with us by giving us a call at 513-662-7000 or 800-998-0662.

If you are unable to contact us during normal operating business hours, we have our online chat system, which you can access by selecting the chat window at the bottom of the screen.

You can also begin your free insurance estimate online by clicking on any of the links below:

Owner Operator Insurance Clinton Michigan – Learning About Exclusions: Racing, Part 11

Now the event has all of the racers setting up at the starting line. Each contestant is being systematically directed by the event staff in a very organized manner. Jimmy always get the shakes and a decent amount of anxiety before a race, and all of this waiting around to be directed to wherever and do whatever really freaks him out.

It’s all he can do to maintain his composure. Unfortunately for him, though, maintaining his composure does not prevent him from sweating profusely like he tends to do when as nervous as he is.

He is forced to wait anxiously as each individual contestant is brought slowly to the starting line, and he simply is stuck watching from inside his cabin.

He tries to cool himself off by blasting the AC in his cabin, but he needs to be careful doing this, since he may be given directions at any point and will need to hear what they say.

Eventually he had his attention requested by one of the event staff, so he had to shut off the AC and roll his window down to listen to the instructions he was to be given. As he was doing this, his hands were visibly shaking. The nerves were certainly getting the better of him, but he was able to get into position for the start of the race.

Joey had no issues falling in line, and had no issues with nerves. He was simply excited.

Continue reading in our next article by selecting Owner Operator Insurance Westland Mi to see how the race starts off.

Owner Operator Insurance Clinton Michigan – Great Rates Await!

Are you looking for Owner Operator Insurance in the Clinton Michigan area?

Get in contact with Pathway Insurance today! We can offer great rates on your commercial vehicle insurance policy. Why wait? Call now!

You can contact us at 513-662-7000 or 800-998-0662 or use our online chat service to get in touch with our experts.

To begin your free quote online, select a link listed below:

The post Owner Operator Insurance Clinton Michigan first appeared on Pathway Insurance.

Owner Operator Insurance Livonia Mi

WIN Admin — Wed, 07 Nov 2018 16:42:44 +0000

Owner Operator Insurance Livonia Mi – We’re Independant!

Pathway Insurance is an independent agency. This means that, when under our services, you are not confined to choosing your insurance policy from any one company or insurance provider.

If you aren’t happy with the service and rates of a certain policy, it is within our power to ensure you get a better deal through a separate provider and policy.

We’re here to give you the best deal we can!

Call us now at 513-662-7000 or 800-998-0662 for more information, or get in contact with our agents through the online chat system located in the bottom-right corner of the screen.

You can also select the link associated with your area below to begin your online quote. It’s free!

Owner Operator Insurance Livonia Mi – Learning About Exclusions: Racing, Part 10

As Jimmy and Joey are relaxing before the race and shooting the breeze with the other contestants, they start to really worry about how well they’ll do.

They did not expect other people to have invested so much time, and what they assume must also be a lot of money, into a semi-truck race. But they figured different strokes for different folks.

This was something they initially thought to do as a gag race, just doing it for the sake of their hobby. They had no idea other people were so serious about racing semi-trucks, of all things.

Of course, Joey now was a little more invested, as this was his chance to show Jimmy up at racing.

They both began to think about how they would have to approach this race. They have no experience with vehicles this large, so they were entirely unsure of how the other contestants would act during the race. Would they would be super aggressive, pushing and crashing into each other, or would everyone be too afraid to do that?

Considering the relatively low speeds they were likely to hit, bumping each other probably wouldn’t cause something catastrophic and deadly, so they thought maybe people would be more inclined to do that to throw off their opponents.

There isn’t anything in the rules against this, after all. Most people just tend not to do it for the sake of the cosmetics of their vehicles and the potential for injuring someone or destroying the surrounding property.

In short, Jimmy and Joey were both really just clueless as to what to expect.

Read our next chapter by clicking on Owner Operator Insurance Clinton Michigan.

Owner Operator Insurance Livonia Michigan – Get in Contact with Us Today!

Get in contact with us at Pathway Insurance!

Being an independent agency, we can select from several different options and coverages to get you exactly what you want and need for insurance!

Give us a call at 513-662-7000 (direct) or 800-998-0662 (toll-free) or get in contact via our online chat system. Why wait?

To begin the process for your free online quote, select an option listed below:

The post Owner Operator Insurance Livonia Mi first appeared on Pathway Insurance.

Owner Operator Insurance Dearborn Mi

WIN Admin — Mon, 05 Nov 2018 16:40:50 +0000

Owner Operator Insurance Dearborn Mi – Great Rates in Your Area!

Are you a business or company located in the Dearborn Mi area? Do you need great rates on your Owner Operator Insurance policy?

Look no further!

Here at Pathway Insurance, we can offer personalized insurance for what you need at a great price!

You can reach us at 513-662-7000 or 800-998-0662 during our normal operating business hours, or you can get in contact with our specialists by clicking the chat box in the lower-right corner of the browser window.

Need a quote fast? We offer free online quotes! Just select a link in accordance with where you live.

Owner Operator insurance Dearborn Mi – Learning About Exclusions: Racing, Part 9

It’s finally time for Joey and Jimmy to get to the event.

Joey is confident in his ride’s ability to completely blow Jimmy out of the water. Inversely, Jimmy is simply confident in his skills, and thinks he’ll do alright.

Jimmy doesn’t quite have the competitive spirit that Joey does, but then again, he doesn’t have to, considering he usually beats Joey. However, Jimmy has been practicing quite a bit before the race, so we’ll have to see how they place.

As they show up a few hours early to the start of the event (as racers do to sign in, set up, and prepare) they look at all of the other contestants and gaze upon the beginning of the course. They look in awe at the fancy looking semi-trucks that people have constructed.

All are painted in various colors, some with protruding objects accenting their designs. Certainly they all look much cooler than Jimmy and Joey’s rides, which are about as basic as they come. Feeling a little inadequate, they hurry on over to registration.

They already had sent in the fees for the race, so they simply had to show up with identification and sign in. After doing so, they hobbled on over to where they were directed to bring over their trucks to settle before the race.

The energy of the event was quite enticing.

All of the other contestants came up to greet them as they drove their trucks to their waiting area. Many “good lucks” and well wishes were sent their way, and they cordially reciprocated the pleasantries.

With the race just moments away, how do you think these two lads will fare? Find out in our next article, Owner Operator Insurance Livonia Mi.

Owner Operator Insurance Dearborn

Don’t wait to save on your Owner Operator Insurance in Dearborn Mi. We can offer some of the best rates in Michigan for your commercial vehicle use, so give us a call now!

You can contact us at 513-662-7000 or 800-998-0662 to find out more. Give us a call! If you can’t reach us during our normal business hours, don’t hesitate to utilize our online chat system. It’s available until 8 pm during the weekdays.

For your free online quote, select a link listed below:

The post Owner Operator Insurance Dearborn Mi first appeared on Pathway Insurance.

Owner Operator Insurance Flint Mi

WIN Admin — Sat, 03 Nov 2018 16:39:18 +0000

Owner Operator Insurance Flint Mi – Call to Save Now!

Are you looking to save on your own commercial vehicle policy? Are you tired of being charged too much? Call Pathway today!

We offer great rates on Owner Operator Insurance in Flint Mi!

Call our experts at 513-662-7000 (direct) or 800-998-0662 (toll-free) for more information.

You can call us anytime from 9 am – 5 pm during the weekdays.

If you can’t get in touch with us during our normal operating hours, you can always use our online chat service to get in contact with any of our knowledgeable employees.

For your free online quote, you can select the link below that corresponds to your location.

Owner Operator Insurance Flint Mi – Learning About Exclusions: Racing, Part 8

These two youngsters, Jimmy and Joey, are now just getting started for the race. It’s coming up in just another week, and Joey was able to modify his truck enough to satisfy him without breaking the bank.

He’s been burning the candle at both ends, what with taking extra hours at work to help fund the modifications he’s been doing to the semi-truck, then with all of the work he’s had to put into making those changes. Joey didn’t want to stop until he was sure he would be able to best Jimmy in this event.

Joey has usually been the runner-up to Jimmy. Even though neither of them had been having a particularly good winning streak, Joey no longer wanted to fall behind Jimmy in the race. Jimmy was always pleasant about performing better than Joey, but that is fairly easy to do when you can feel content to be the best at something within one’s small friend group.

Joey really wanted to prove himself, not just to show Jimmy that he’s competent and can actually race quite well, but also to be recognized in the competition and garner some fame for himself.

So, now that Joey has put so much work into the truck, he’s satisfied but quite exhausted. He will be taking it easy for the next week, only testing out the truck a few times while continuing to work extra hours to help make up for all of the money put into the thing. He doesn’t feel that he needs to practice much to outperform Jimmy.

Unbeknownst to Joey, however, Jimmy has been doing a decent amount of practicing in larger trucks and his semi. He’s been running courses and really getting a feel for how a much heavier car might handle during a race.

“Notably slower,” Jimmy immediately thought.

With how Jimmy has been practicing, I suppose we’ll have to see how it pans out against Joey’s confidence in tricking out his truck.

Read our next article, Owner Operator Insurance Dearborn Mi to keep up on our friends’ story, here.

Owner Operator Insurance Flint Mi- Don’t Wait to Save!

Don’t wait to save! Pathway can offer you great deals on insurance in your area. Call now!

You can reach us at 513-662-7000 (direct) or 800-998-0662 (toll-free).

Select an option below to start your online quote for free!

The post Owner Operator Insurance Flint Mi first appeared on Pathway Insurance.

Owner Operator Insurance Ann Arbor

WIN Admin — Thu, 01 Nov 2018 16:37:07 +0000

Owner Operator Insurance Ann Arbor – Great Rates in Your Area!

Are you looking for great rates on Owner Operator Insurance in Ann Arbor? We can help!

We can offer some of the best rates on your commercial vehicle insurance. There’s no better time! Call now to get more information!

You can contact us by calling 513-662-7000 (direct) or 800-998-0662 (toll-free) during our normal business hours, or get in touch with our experts through our online chat service by clicking the option in the lower-right corner of the screen.

You can begin your free online quote for insurance in your area by selecting one of the following links:

Owner Operator Insurance Ann Arbor – Learning About Exclusions: Racing, Part 7

Joey was just beginning to work on his new ride, buffing out the rust and starting on the engine. The truck did run, but Joey was looking to modify it a bit to get a little extra horsepower, so he had to tweak the engine. He gutted the cabin, so it was only a driver’s seat left, and shed some of the other parts that he could afford to lighten the load.

Now, looking at the exclusions excerpt again, it says: This insurance also does not apply while that covered “auto” is being prepared for such a contest or activity.

We can clearly see that Joey is already voiding his coverage through these extensive modifications that he’s making. Jimmy, on the other hand, is still in the clear as far as that goes. Again, he needs his truck for work, so he can’t afford to risk messing something up with his vehicle. He won’t be changing anything for the race.

Jimmy can afford to not make any modifications, since he hasn’t sunk anything into getting a vehicle to participate to begin with. He can simply enter for the fun of it.

Find out what is in store for these two youngsters in the next article here: Owner Operator Insurance Flint.

Owner Operator Insurance Ann Arbor

Are you currently located in Ann Arbor looking for Owner Operator Insurance? Give Pathway Insurance a call today!

We can offer great rates on insurance in your area! Don’t wait! Call now!

Get in touch by calling 513-662-7000 or 800-998-0662.

Start your free online quote by selecting a link below:

The post Owner Operator Insurance Ann Arbor first appeared on Pathway Insurance.

Owner Operator Insurance Lansing Mi

WIN Admin — Sun, 28 Oct 2018 16:34:13 +0000

Owner Operator Insurance Lansing Mi – Are You Covered?

Are you familiar with your insurance policy exclusions?

Depending on your policy, certain activities may end up voiding your coverage and increasing your insurance rates.

In this article we’ll be continuing our efforts to help you understand yet another segment of your policy’s exclusions.

For further questions, please contact Pathway Insurance at 513-662-7000 or 800-998-0662 during our normal operating business hours.

To get in touch with our experts outside of business hours, you can utilize our free online chat system located in the corner of the screen.

For your free online quote, you can begin by selecting the link associated with your city below:

Owner Operator Insurance Lansing Michigan – Learning About Exclusions: Racing, Part 6

Now that Joey finally has acquired his ride for the race, it was time to tune it up a bit.

While Jimmy was entirely content leaving his truck the way it is, since, after all, he does have to use it for work after the race, Joey is not at all content to drive this rusted out semi the way it is.

He already spent a decent amount of money on the thing, and he wasn’t about to have done that just to finish close to last in the race. No, no. He had to ensure that there was a chance of him winning the prize money.

With this said, the first thing to do was to buff out the rust off of the body and get covers for the quarter panels around the wheel. He would eventually get to the inner workings of the engine, but he wanted to ensure it was aerodynamic, as it already was a rolling brick. The difference in his victory could be down to the second, after all.

It was lucky for him that he was able to do all of this at Jimmy’s garage, since it would be very difficult to explain to his parents why he had purchased a semi-truck without having to live under the guise of a truck driver for however long.

The inner workings were a bit of a mess, but Joey was able to make sense of it and get it all working sufficiently. After he was done with it, it sure would run better than when he first tested it.

Keep following our determined friends here by clicking the following link: Owner Operator Insurance Ann Arbor.

Owner Operator Insurance Lansing Michigan

Are you looking to save on your commercial vehicle insurance? Search no further!

Here at Pathway, we operate independently, so we can utilize several different companies to find and offer you the best rates on your insurance. Call now for more information!

You can also get your free online quote by selecting a link below:

The post Owner Operator Insurance Lansing Mi first appeared on Pathway Insurance.

Owner Operator Insurance Sterling Heights Mi

WIN Admin — Fri, 26 Oct 2018 16:31:54 +0000

Owner Operator Insurance Sterling Heights Mi – Learning About Exclusions: Racing, Part 5

Having gotten in contact with someone who was willing to sell Joey a used semi-truck for fairly cheap, Jimmy and Joey decided to meet with the guy and see what the truck would be like.

They planned to head over to the seller’s house, where the truck was, sometime in the next few days.

Joey was willing and able to spend a little bit for the used truck, but obviously he had to plan for his future, as well. He thought he could possibly sell it after the fact, having done some work on it, and be able to turn a profit. However, that would rely upon how decent the shape of the truck was i, and how interested someone might be in a modified semi-truck.

Jimmy and Joey visited the seller and looked over the truck. It was definitely used and fairly rusted out, particularly along the wheels.

It was an older model semi, but it did, in fact, run. After starting it up and driving it around for a little bit, Joey thought the deal was sufficiently fair and was willing to go through with it. Similarly, Jimmy agreed that it ran well enough to be a candidate for the race.

With the deal agreed upon, Jimmy and Joey still figured they could haggle the seller down a bit.

However, with semi-trucks already being quite expensive, the seller was quite firm in the already ludicrously low price.

Although he was looking to get rid of it, he could not simply just give it away. After their attempts at haggling were shot down immediately, they decided to go through with it anyway. No reason to pass up a good deal and possibly their only chance at getting Joey a truck for the race.

Now both good friends own a semi-truck they can use to enter the unorthodox race. However, the newly acquired truck that Joey has just happened upon still needs a decent amount of work before it’s suitable for any sort of racing. Find out what Joey and Jimmy will do with this newly acquired vehicle in our next article, Owner Operator Insurance Lansing Mi.

Owner Operator Insurance Sterling Heights Mi – Do You Know Your Policy?

Do you know what your Owner Operator Insurance policy covers? It isn’t always easy to know which circumstances you might find yourself in, and policies can be tricky to navigate.

Almost every policy lists a section for exclusions, showing examples of circumstances that may void your coverage.

At Pathway Insurance, we try to educate our policyholders about these circumstances that may lead to claim denials.

Get in contact with our experts at 513-662-7000 (direct) or 800-998-0662 (toll-free), or start your free online quote by visiting any of the links listed below:

The post Owner Operator Insurance Sterling Heights Mi first appeared on Pathway Insurance.