Are you looking for business insurance in Cincinnati? We provide business insurance for nearly any type of company. An independent insurance agent in Cincinnati is the best place to find business insurance. Call our office at 513-662-7000 for business insurance in Ohio, Kentucky, or Indiana. If your business is outside of these three states click here to receive an online business insurance quote in 47 states.
What is Business Insurance?
It’s a specific type of insurance to protect a variety of different exposures that a business may face. For instance let’s assume that you are a contractor and you use your personal vehicle to transport tools and equipment and supplies to your individual jobsites. You likely will need to purchase commercial automobile insurance. A personal automobile insurance policy may exclude certain business type activities in the event you are legally responsible for an accident.
Additionally you could be held responsible for property damage or injuries that occur due to your work activity and therefore you would need General liability insurance.
Do I Need Business Insurance?
If you own a business and you want to protect your personal assets simply incorporating your business may not provide you complete protection. Commercial insurance in Cincinnati can provide you the protection that you need in the event you were held liable for a claim.
What Can Happen to My Business without Business Insurance?
Claim scenario -An employee working for a construction supply business drives his commercial truck through a red light and hits a minivan killing the driver of the vehicle instantly. The family of the driver files a civil lawsuit against the company and a judgment of $1 million was assessed. The owner of the construction supply business did not have commercial auto insurance and he was forced to sell his business to cover the $1 million judgment.
Contact Our Independent Insurance Agency for Business Insurance Quotes
Pathway Insurance Services Inc. 513-662-7000If your business is located outside of Ohio, Kentucky, or Indiana, click here to receive an online business insurance quotes.
Tags: Business insurance in Cincinnati, Commercial automobile insurance, General liability insurance, Group health insurance in Cincinnati