Most states require that if you are a licensed driver you need to maintain continuous insurance coverage even if you don’t own a car, did you know that? If you allow your Cincinnati car insurance policy to cancel without first finding a replacement car insurance policy through another company, you could be labeled as a high risk driver in Cincinnati and your premiums will skyrocket when you decide to comply with Ohio state insurance law!

To make matters worse, many companies will not insure you if you have had a lapse in coverage for more than 30 days, or they will charge you a much higher rate on car insurance in Cincinnati.  Companies such as State Farm, Travelers, Farmers or Nationwide insurance won’t touch you with a ten foot pole if you lapse your car insurance policy in Cincinnati.

Tip - Keep your insurance coverage in force at all times unless you want to be marked as a high risk driver in Cincinnati. In the event you don’t own a car buy a Ohio non-owners car insurance policy. A non-owners policy will provide the insurance protection that the state requires so if you are selected randomly by the BMV to prove that you have insurance coverage you won’t lose your driver’s license.

Either that or forfeit your Ohio driver’s license! The choice is yours.  If you lose your Ohio,  Kentucky, or Indiana driver’s license for non compliance of insurance laws, you will be fined, and be required to file an SR22 with the state.  If you get caught driving on a suspended drivers license, be prepared for free room and board at your local detention facility. (That means you are going to jail)

Paris Hilton and other famous starlets have been incarcerated after getting busted driving on a suspended license!!  The maximum penalty in Ohio for first time offenders is six months for driving on a suspended driver’s license!

Additional information can be found on our blog showing how to avoid jail time and expensive car insurance premiums in Cincinnati by taking one simple step.

Why Make Fat Cat Insurance Executives Rich By Overpaying On Your Insurance When You Get Busted Driving Without Insurance in Cincinnati?

Click here to save hundreds of dollars from insurance companies who have the best car insurance rates if you are a first time driver in Cincinnati, need an SR22 state filing, want to purchase a non-owners car insurance policy, or if you have been labeled as a high risk driver in Cincinnati.