Hey turning claims in is why I have insurance right?

Wrong.

Insurance companies really don’t want you to turn in any claims in reality. That’s why in some cases they will increase your rates substantially when you have a car accident that’s your fault.

Insurance companies will take away safe driver discounts that could be as high as forty percent for the entire policy, plus if the car accident causes over a certain amount of money to be paid out, your insurance company may tack on an additional forty percent surcharge on the car that was involved in that particular accident.

It gets worse, two minor accidents in three years makes you a high risk driver, which might mean you could be dropped, or your car insurance premiums could triple.

Tip – Raise your deductibles to one thousand and pay most small claims out of your pocket. Handle the claim yourself as long as you are positive there are no injuries to yourself or the other party, doing this will help you keep low cost car insurance premiums compared to someone who turns in every scratch or dent.

Additional information can be found on our blog showing how not at fault accidents can make your insurance premiums double.

Why Make Fat Cat Insurance Executives Rich By Overpaying On Your Insurance When You Turn In Too Many Claims?

Click here if you want to save hundreds, and possibly thousands of dollars from insurance companies who are willing to give you dirt cheap car insurance rates if you have had one too many claims turned in, or are willing to give you unbelievably low insurance rates for safe drivers.