The first step you should take to save as much as $1,000 or more when you have a teenage driver on your car insurance policy!

As was discussed in our previous post some parents are shocked when they learn how expensive car insurance is in Cincinnati when adding a teenage driver to their policy. In all actuality car insurance premiums for teen drivers in Cincinnati and the surrounding area are actually quite low compared to some states.

What we will discuss in this article is one of the most important steps you can take right now to lower your car insurance rates for teen drivers.

First you need to understand that insurance companies charge differing amounts of money for teenage drivers. Some insurance companies are extremely reluctant to give parents a good price with teen drivers on the policy.

What’s most surprising about this is that some of the insurance companies that advertise most frequently on television have the highest priced car insurance premiums when you have a teenage son or daughter on your policy! (From our personal experience in quoting against these companies)

The following is an actual example of a client we saved more than $1,600 for the year:

Alan was referred to our agency and was paying $1,903 every 6 months on his car insurance.

We found a company that was willing to insure him and his son for $1,078 for 6 months. That amounted to a savings of over $1,600 for the year! It was the exact same coverage and deductibles.

Naturally Alan was thrilled with the rate because we had nearly cut his premiums in half!

So the first step to take in finding cheap car insurance rates for teenage drivers in Cincinnati is to “shop” around. Click here for an instant rate quote from companies that offer the lowest car insurance rates for teen drivers in Cincinnati and Kentucky.

Another step that can be taken is to make sure that you are receiving all discounts that you are entitled to.

Our next article will discuss a little known discount that may save you hundreds of dollars per year if you qualify.