In a previous article I raised an important point discussing the importance of taking into consideration the experience level of the insurance agent or company whom handles your insurance needs in the Cincinnati area. Because insurance policies are extremely complicated financial contracts between you and the insurance company and they come in a variety of different features, benefits, and coverage restrictions. An inexperienced insurance agent may not have the knowledge or ability to offer correct coverage suggestions that are necessary for your individual circumstances.
In addition the inexperienced insurance agent may not counsel or advise you of the exclusions or restrictions that all insurance policies have built into the fine print. If you were to unwittingly violate a restriction on your policy the insurance company may refuse to pay your claim even if it’s apparent an error occurred by the agent, did you know that?
Please note an additional personal disclaimer in reference to my previous statement:
You also can’t assume that an agent, agency, or their staff employees with 
many years working in the insurance business has the needed knowledge and understanding as well.
Why do I make such a statement?
I have personally worked with other local Cincinnati insurance agents in the past having decades of experience in our industry, yet did not have a complete understanding of what their policies covered, or more importantly what the policies did not cover that they sold to unsuspecting customers. (I’m not making this up its completely true)
While it is true that no agency or individual agent is perfect, Pathway Insurance is firmly committed to publicizing enlightening information for our Cincinnati clients. We believe that good old fashion educational guidance is more important than agents who only quote a price and give no advice. ™
The various articles available on our web site demonstrate how much we are interested in educating even those whom we have no business relationship with. Insurance is an important aspect of our financial well being, but it’s also a very complicated financial instrument. Never assume something is covered, take time to read and understand your insurance policies and work with a professional experienced independent agency who takes time to break down insurance in a way that is clear and easy to understand.
Insurance is complicated, we make it simple. ™
Why not take the time to consider allowing our local Cincinnati-based insurance agency to care for your insurance needs? Click Here to start that process. Or feel free to contact me directly by calling 513-662-7000 or sending a quick email to jack@pathwayinsurance.net