If you are not careful, this insurance agent selling car insurance in Cincinnati may not quote you the same coverage limits or deductibles in hopes that you won’t notice! I call this insurance agent Sam, the Scam!
This is how we learned about Sam the Scam: One of our clients called to cancel his policy because he told us he found a lower price on car insurance in Cincinnati by contacting Sam the Scam. (Not his real name of course, would you buy a policy from someone named Sam the Scam?)
I asked our client if his new agent had quoted the same coverage limits and deductibles that he had with us, he said he thought so. I asked him if he had a copy of the declaration page and he did.
After reviewing his new coverage limits with Sam the Scam, we discovered that Sam was only able to sell his low priced car insurance in Cincinnati by reducing our client’s coverage limits by 8 times, to the state minimum levels!!
In addition Sam the Scam raised our clients deductibles to $1,000!
Yes our client saved money on his Cincinnati car insurance policy by using Sam the Scam, but at the same time he increased his deductibles and substantially lowered his coverage! (Not really a good deal for our client was it? Naturally Sam the Scam did this on purpose just to make a commission.)
Did he get a better deal on his car insurance by shopping around with an unscrupulous insurance agent in Cincinnati? Nope, after matching what the other agent quoted, our car insurance rate was lower than the other agent’s rate by $200! (By the way, before you ever lower your liability limits you need to make sure the coverage is adequate for your needs.)
Fortunately our client quickly came to his senses and dropped Sam the Scam the Cincinnati insurance man like a hot potato after learning that he was bamboozled!
When you are shopping for the best prices on car insurance in Cincinnati, make sure the comparison is apple to apple.
Don’t get scammed by Sam the Scam, the Cincinnati insurance man whose only real interest is making you his next sale.
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