Do you have your cars or home insured with Small claims are Great Nate? (Because Nate will raise your rate?)
Here’s the problem with an agent like small claims are great Nate.
Nate wants you to turn in every claim that you call about, or at least he wants to document every claim that you cause in Cincinnati so he can increase your rates even if your insurance company doesn’t pay a dime!
This is completely true. Certain companies such as GEICO, Progressive Direct, and other companies that offer consumers the option to buy car insurance direct in Cincinnati require their call center agents to document accidents or claims that their clients cause and call about.
So let’s say you have a minor fender bender and are wondering if you should turn in the claim to the insurance company. When you call and speak to small claims are great Nate, he has already notated your client file that you had an accident so that your insurance company can take the appropriate action later.
Just so we’re clear: Taking the “appropriate action” later means that you will get a big fat juicy rate increase on your car insurance.)
Don’t believe for a second that all local insurance agents in Cincinnati have “your back“.
Certain insurance companies who employee Wanda or Waldo, the one-hit wonders, (captive companies-click here to see the list of insurance agents who can only offer car insurance in Cincinnati from one company.) also require their agents to notify your company so that they can properly “underwrite” your risk to the company. (Again that means you will get a big fat juicy rate increase on your car insurance in Cincinnati or you will get canceled!)
This is how our agency is different:
We tell you the truth: Not all claims should be turned into your insurance company…Why???
A few minor claims or accidents within a short period of time will make you a high risk driver and you might have to buy high risk insurance in Cincinnati! The difference in price on your car insurance when you are a high risk driver in Cincinnati can be as much is 10 times or more!!
Nate, who thinks all claims are great, gets to raise your rate when you have claims. We do not believe that’s so great. (For you as a client.)
Along with the Claims Advocacy Program, ™ we offer claims advice on small accidents because truthfully some claims should never be reported to your insurance company in Cincinnati. (On the other hand there are some seemingly minor claims that should be reported to the insurance company. So prior to attempting to handle a claim yourself make sure you receive professional advice.)
If you are not currently with Pathway Insurance, click here to take the first step by receiving the best auto insurance quotes in Cincinnati.