Why We Overpay

You Have A Low Deductible On Your Insurance

Friday, February 13th, 2009

Did you know that your insurance company may charge you a significantly higher premium when you carry a small deductible? You may be paying twenty four percent more each year by having a two hundred and fifty dollar deductible, and you may be paying as much as forty seven percent more if you have a one hundred dollar deductible. Smaller deductibles only encourage insurance buyers to turn in claims.

Do you know what happens when you turn in too many claims? Say goodbye to cheap car insurance rates for three to five years. If you use your car, home, or business insurance policy like an HMO, very soon you’ll be paying premiums so high you’ll wish you could trade your car in for a shiny new bicycle.

Tip – Raise your deductibles to five hundred or a thousand dollars or higher.

Additional tips and strategies can be found on our blog that show the hidden cost and extra profits to the insurance companies bottom line when policyholders choose small deductibles.

Why Make Fat Cat Insurance Executives Rich By Overpaying On Your Insurance When You Have A Small Deductible?

Click here if you want to save hundreds, and possibly thousands of dollars from insurance companies who are willing to give you the lowest car insurance price you can find when you choose a deductible higher than two hundred and fifty.

You Haven’t Comparison Shopped Your Insurance In Years!

Friday, February 13th, 2009

You’ve been with the same company for years and haven’t taken the time to shop around for cheaper rates on your car, home, life, health, or business insurance assuming that you are getting the lowest prices on your insurance.

This is a BIG MISTAKE. Sticking your head in the sand is just about as crazy as trusting the same insurance company you have had for more than 3 years to give you the best rate. It is not realistic.

Insurance companies raise and lower premium rates constantly because of competition. Insurance rates never stay the same with any company. It could be possible that your current insurance company is charging you a higher premium rate because you are a veteran client, but at the same time offering a much lower rate to “new” clients, inducing them to purchase a new car, home, life, or business insurance policy.

How do you know if you are getting the best insurance rates from your current company? If you are getting “old” rates from your current insurance company you may be overpaying by hundreds or even thousands of dollars for the exact same coverage and same company.

One additional tip can be found on our blog that teaches you how to get your current insurance company to drop your car, home, and business insurance rates by as much as thirty percent instantly.

Why Make Fat Cat Insurance Executives Rich Because You Have Not Shopped For Lower Insurance Rates?

Get a brand new free insurance quote even if you are happy with what you are paying, you may be shocked to learn that you could be overpaying hundreds, or thousands more than you should.

Click here if you want to save hundreds, and possibly thousands of dollars from insurance companies who are willing to give you cheap car insurance rates when you are a “new” customer.

Insurance For Teenage Drivers Will Make Your Premiums Go Through The Roof!

Friday, February 13th, 2009

Did you know that some of the largest insurance companies really do not want to provide insurance for teenage drivers or for that fact any young driver under the age of twenty five? It’s true. They will give you a price and insure your son or daughter, but what you may end up paying could be double or even triple what other companies are willing to charge for the exact same coverage!

Of course, teen drivers account for a large number of accidents and fatalities and insurance companies know that, and some take advantage of that situation by pushing huge car insurance premium increases when you add your young driver to your policy!

If you already have a teen driver on your policy you know the meaning of pain, meaning higher car insurance premiums. If you are getting ready to add your teenage son or daughter to your car insurance policy get ready for a good case of car insurance sticker shock.

What specific steps can you take to obtain low cost car insurance rates for teen drivers?

Tip - The first step you should positively take is to ask for free rate quotes from multiple car insurance companies. Car insurance rates can fluctuate by as much as three hundred percent for teen drivers, meaning specifically that one company may charge you three times more money than another insurance company to insure a young driver. In our agency we have saved some parents over two thousand dollars a year compared to what their previous insurance company charged them.

Unless you take the time to obtain free car insurance rate quotes from other companies it’s impossible for you to determine whether or not you are getting a good deal, or if you’re being ripped off by the insurance company. For your convenience at the bottom right hand corner of this page you can request free car insurance quotes from multiple companies that offer the lowest prices on car insurance for teenage drivers in the United States.

The next step is to pick the most insurance friendly car for your teen driver. If you must buy a car for your son or daughter buy a four door, four cylinder low profile vehicle that doesn’t need full coverage.

Also make sure that you are getting all of the discounts you are entitled to including the good student discount for teenage drivers, drivers education, and the away at school discount for college age drivers if you qualify.

More helpful tips for teenage drivers can be found on our blog that show the best way to get the lowest prices on car insurance when you have teenage drivers on your policy.

Why Make Fat Cat Insurance Executives Rich By Overpaying On Your Car Insurance When You Have Teenage Drivers On Your Policy?

Click here if you want to save hundreds, and possibly thousands of dollars from insurance companies who are willing to give you the lowest car insurance rates for your teenage son or daughter

I Feel The Need For Speed

Friday, February 13th, 2009

Does a driver in your household have a lead foot racking up tickets and accidents like they are doing a remake of Mad Max in the Thunderdome?

Insurance companies will rake you over fiery hot coals with massive price increases on your car insurance when you feel the need for speed and get caught.

Your car insurance premium could be increased as much as three hundred percent or more, or they will simply drop you when the tickets and accidents start to pile up, possibly classifying you as a high risk insurance driver.

Especially is that the case if a driver is under the age of twenty one.

So if you want cheap car insurance premiums, do not push the pedal to the metal. Try to leave for work or school a few minutes early so you do not feel the need to speed. Or if you are a parent and you have an emerging Evil Knievel in your midst, take the keys away or be prepared for triple digit rate increases on your car insurance bill.

More helpful information can be found on our blog showing specific tips and strategies that might help you avoid being labeled a high risk driver.

Why Make Fat Cat Insurance Executives Rich By Overpaying On Your Car Insurance When You Have A Few Tickets And Accidents On Your Record?

Click here for cheap car insurance rates that are almost guaranteed to save you hundreds, if not thousands of dollars on your insurance when you have multiple tickets, accidents, and claims, or worse you have been labeled as a high risk driver