Pathway Insurance

Are you looking for insurance in Cincinnati? Call our conveniently located independent insurance agency in Cincinnati @ 513-662-7000 or click here to receive an online insurance quote in Cincinnati.

In our previous article we discussed that there were more than 300,000 documented complaints filed against insurance companies last year.  The top two reasons why consumers file complaints against insurance companies is due to claim denials and settlement offers that were less than expected by policyholders.

How Can You Avoid a Claim Denial On Your Cincinnati Insurance Policy?

As was mentioned in the previous article we have developed an exclusive and unique educational service to Cincinnati policyholders.  This service is not available with any insurance agency in the area. 

This service is based on a book that I will be publishing later this year that will be available in your local bookstores and through Amazon. If you missed this article, click here to read it now. 

This unique service is called The Pathway Protection Letter™

The Pathway Protection Letter™ is a completely unique educational newsletter that discusses the specific reasons why insurance companies deny claims.  More importantly this newsletter gives you common sense coverage scenarios written in plain English that help Cincinnati policyholders understand activities that they may be engaged in that could get your next claim denied.

Why is this information so valuable and extraordinary?

Primarily it can help you avoid claim denials.  There are literally hundreds of different scenarios that you could find yourself in that would result in a claim denial.  If your insurance company refuses to pay, that means you will pay!

(more…)

If you are looking for insurance, call our independent insurance agency in Cincinnati @ 513-662-7000 or click here to receive an online insurance quote.

In a previous article I mentioned that there are differences in coverage between various insurance companies in Cincinnati. For example:

Certain insurance companies in Cincinnati do not allow you as the policy holder to permit other people who aren’t listed on your insurance policy to borrow your car! (This is called permissive use by insurance companies in Cincinnati.)

Did you know that?

So if your car insurance policy in Cincinnati doesn’t allow you to give permission to another person to drive your car and you allow a friend to borrow your car anyway and they have an accident, guess what’s going to happen?

 Your insurance company isn’t going to pay for the damage to your car, or to another car that your friend may have hit! 

If your company doesn’t pay guess who is going to pay for your friend’s accident?

You will have to pay because you gave your friend permission to drive your car! (Your insurance claim will be denied because of this restriction in your policy.)

Here Is the Scary Part about This Scenario

The insurance company is not required to tell you upfront when you buy a Cincinnati car insurance policy if permissive use is allowed, or if it is restricted.

How do you know whether or not this exclusion is in your Cincinnati insurance policy?

I’ll share the answer to that question in my next article.

Why should you choose our Cincinnati independent insurance agency? 

For one we are a local insurance agency in Cincinnati, and more importantly we take an educational approach to insurance. We’ll discuss this more in our next article.  Independent insurance agents in Cincinnati are a better choice, because we offer choices. ™