What you should know about your Insurance

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Driver’s License Suspension in Ohio Causes Extra Workloads for the Courts.

Saturday, March 12th, 2011

Is your Ohio driver’s license suspended or do you know someone who needs an SR 22 in Cincinnati Ohio? Contact 513-662-7000 to get your driver’s license reinstated today. If you need an SR 22 in any other state other than Ohio or Indiana, click here to receive an online SR 22 insurance quote in the state in which you live.

The Dayton Daily News reported a story that 39% of the 9.9 million Ohio license suspensions between 2006 – 2009 were due to drivers who had no car insurance. In 2009 2.6 million Ohio license suspensions were issued among 7 million licensed drivers in Ohio. That’s quite a heavy workload for the court system.

If you get caught driving without insurance in Ohio, your Ohio driver’s license will be suspended and you will be required to carry an SR 22 filing.

If you are looking for insurance in Cincinnati and you need an SR 22 filing keep these points in mind:

1.   Most preferred insurance companies in Cincinnati do not make an allowance for an SR 22 filing.
      That means that you will likely need to carry high risk insurance in Cincinnati for as long as you
      need the SR 22.
2.   If you are required to maintain an SR 22 filing and you don’t pay your insurance bill, your license
      will be suspended and if you are caught driving under a license suspension in Cincinnati you
      could be put in jail for as long as six months!

If you need an SR 22 in Ohio call 513-662-7000

If you do not live in Ohio we offer online SR 22 insurance quotes, click here.

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Business Insurance in Cincinnati

Friday, March 4th, 2011

Are you looking for business insurance in Cincinnati?  We provide business insurance for nearly any type of company. An independent insurance agent in Cincinnati is the best place to find business insurance.  Call our office at 513-662-7000 for business insurance in Ohio, Kentucky, or Indiana.  If your business is outside of these three states click here to receive an online business insurance quote in 47 states.

What is Business Insurance?

It’s a specific type of insurance to protect a variety of different exposures that a business may face.  For instance let’s assume that you are a contractor and you use your personal vehicle to transport tools and equipment and supplies to your individual jobsites.  You likely will need to purchase commercial automobile insurance.  A personal automobile insurance policy may exclude certain business type activities in the event you are legally responsible for an accident.

Additionally you could be held responsible for property damage or injuries that occur due to your work activity and therefore you would need General liability insurance. 

Do I Need Business Insurance?

If you own a business and you want to protect your personal assets simply incorporating your business may not provide you complete protection.  Commercial insurance in Cincinnati can provide you the protection that you need in the event you were held liable for a claim.

What Can Happen to My Business without Business Insurance?

Claim scenario -An employee working for a construction supply business drives his commercial truck through a red light and hits a minivan killing the driver of the vehicle instantly. The family of the driver files a civil lawsuit against the company and a judgment of $1 million was assessed.  The owner of the construction supply business did not have commercial auto insurance and he was forced to sell his business to cover the $1 million judgment.

Contact Our Independent Insurance Agency for Business Insurance Quotes

Pathway Insurance Services Inc.
513-662-7000

If your business is located outside of Ohio, Kentucky, or Indiana, click here to receive an online business insurance quotes.

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Contractor insurance in Cincinnati

Thursday, March 3rd, 2011

Are you a contractor looking for contractors insurance in Cincinnati?  Contact our independent insurance agency in Cincinnati by calling 513-662-7000 if your business is in Ohio, Kentucky, or Indiana.  If you live outside of these three states click here to receive an online contractor’s insurance quote.

What is contractors insurance in Cincinnati?

Contractors insurance is a commercial lines insurance policy that includes general liability insurance and it protects the contractor against claims or lawsuits for property damage or bodily injury claims.

Do I need contractors insurance in Cincinnati?

If you are a contractor you should invest in a contractor’s insurance policy because it will provide you the coverage you need to protect your personal financial assets in the event you were held liable for a claim.

This is what can happen without contractors insurance in Cincinnati:

A roofing contractor offers a bid that is accepted by a local business owner who owns an apartment complex.  As the roofing contractor is working on the roof the contractor inadvertently causes damage to another part of the apartment building in the amount of $17,230.  The owner of the apartment complex files a civil lawsuit against the contractor and the contractor is required to pay $17,230 out of pocket because he did not have general liability insurance.  The cost of a basic general liability policy would’ve been less than $750 per year for this contractor.

Contact Pathway Insurance for your contractor insurance needs.

If you live in Ohio, Kentucky, or Indiana please call 513-662-7000 for your contractor’s insurance quote.
If you live in a state outside of Ohio, Kentucky, or Indiana, click here to receive an online contractor’s insurance quote.

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What valuable information is included in The Pathway Protection Letter™?

Wednesday, March 2nd, 2011

Are you looking around for car, home or business insurance in Cincinnati?  Call our Cincinnati insurance agency located in Blue Ash Ohio.  Please call 513-662-7000 or click here to receive insurance quotes in all 50 states.

The Pathway Protection Letter™ contains specific coverage scenarios that describe situations that Cincinnati insurance policyholders may find themselves in that could result in a claim denial.  Learn why that can protect you from claim denials in our previous article.

When you decide to become a client of Pathway Insurance our client protection letter benefits you in three different ways:

1.  Our easy to understand newsletter explains the exact reason why a Cincinnati

      insurance company may deny a certain claim based on common scenarios

      policyholders may find themselves in.

2.  It shows you exactly where to find that information in your Cincinnati insurance policy.

3.  Finally it gives you advice on how to avoid the claim denial in the first place.

Because insurance policies are often misunderstood, misinterpreted, misapplied and then a claim might potentially be denied. ™ It’s absolutely imperative that policyholders understand their insurance plans more completely.  

The Pathway Protection Letter™ contains information from a new book that will be released later this year by the owner of Pathway Insurance.  As an expert within the insurance industry, Jack Thomas has detailed information, expertise, and knowledge never before disclosed to the general public.

Jack has worked in the trenches for more than 20 years.  As a true insider, Jack makes known pertinent information and facts that some insurance companies may not want you to know about.  This ground breaking information contained within The Pathway Protection Letter™ along with his revolutionary new book will forever change the way you buy insurance.

Not having an accurate understanding about insurance is like walking through a minefield without protective gear. Doesn’t it make more sense to allow an agency to care for your insurance needs that provides this type of service?

Contact Pathway Insurance today.

Click here to use our online quote system for the best rates in all 50 states.   Or call 513-662-7000.

Or you may contact Jack personally: Jack@pathwayinsurance.net

Insurance policies offered by Pathway Insurance:

Auto insurance in Cincinnati
Homeowners insurance in Cincinnati
Condo insurance in Cincinnati
Business insurance in Cincinnati
Life insurance in Cincinnati
Contractors insurance in Cincinnati

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We Are the Only Insurance Agency in Cincinnati That Offers This Unique Service to Policyholders

Friday, February 25th, 2011

Are you looking for insurance in Cincinnati? Call our conveniently located independent insurance agency in Cincinnati @ 513-662-7000 or click here to receive an online insurance quote in Cincinnati.

In our previous article we discussed that there were more than 300,000 documented complaints filed against insurance companies last year.  The top two reasons why consumers file complaints against insurance companies is due to claim denials and settlement offers that were less than expected by policyholders.

How Can You Avoid a Claim Denial On Your Cincinnati Insurance Policy?

As was mentioned in the previous article we have developed an exclusive and unique educational service to Cincinnati policyholders.  This service is not available with any insurance agency in the area. 

This service is based on a book that I will be publishing later this year that will be available in your local bookstores and through Amazon. If you missed this article, click here to read it now. 

This unique service is called The Pathway Protection Letter™

The Pathway Protection Letter™ is a completely unique educational newsletter that discusses the specific reasons why insurance companies deny claims.  More importantly this newsletter gives you common sense coverage scenarios written in plain English that help Cincinnati policyholders understand activities that they may be engaged in that could get your next claim denied.

Why is this information so valuable and extraordinary?

Primarily it can help you avoid claim denials.  There are literally hundreds of different scenarios that you could find yourself in that would result in a claim denial.  If your insurance company refuses to pay, that means you will pay!

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