Are you looking for insurance from Hartford Insurance in Cincinnati? Call our independent insurance agency in 513-662-7000 to receive the best rates from Hartford Insurance, or click here for instant online rate quote from Hartford Insurance in Ohio.

Besides extremely competitive commercial insurance in Cincinnati, The Hartford also offers a broad variety of low cost homeowners insurance in Cincinnati + automobile, and umbrella insurance.

New Ohio Homeowner’s Insurance Policy from Hartford Insurance 

A brand new homeowner’s insurance policy in Cincinnati is available through Hartford insurance called Home Advantage and Home Advantage Plus. Please note some of the new features of this homeowner’s insurance policy available through Hartford Insurance in Ohio.

The Hartford ID Restore Services, Green Rebuilding Coverage, Equipment Protection Advantage Coverage, Valuable Items Blanket Coverage, and One Deductible (applies only when written on the Auto with Home).

The Hartford ID Restore – The hardest part of dealing with an identity theft situation can be determining how to get started on restoring or protecting your identity. Customers of The Hartford receive free, unlimited access to The Hartford ID Hotline, and Identity Theft 911’s Resolution Center, where qualified fraud specialists will provide personal, one-on-one attention to questions or concerns about identity theft, fraud or the safety of your personal information. Identity Theft 911’s Fraud Specialists will help you take proactive steps to avoid becoming a victim of identity theft, or take you through the recovery process step by step and restore your peace of mind.

Green Rebuilding Coverage — Offers additional coverage for using environmentally-friendly materials or processes to make repairs after a covered loss or making necessary replacements with more energy-efficient or environmentally-friendly property.

Equipment Protection Advantage Coverage – For the repair or replacement of appliances, electronics and systems in your home that are subject to mechanical or electrical breakdown.

Valuable Items Blanket Coverage – Our Blanket Coverage is an easier way to protect higher-valued possessions without the added paperwork of scheduling or appraisals. Total available limits range from $10,000 to $50,000 depending on the category of valuables, including jewelry, watches, furs, silverware, fine arts, cameras, computers, musical instruments, china and crystal, and firearms. The maximum limit is $10,000 per item.

Call Pathway Insurance at 513-662-7000 for Insurance in Cincinnati

If you ask for a quote on car insurance in Cincinnati through certain websites, did you know that you may get calls from up to 20 different insurance agents?

If you do not want to be bombarded with telephone calls by pesky insurance agents in Cincinnati, use our online automobile insurance quote generator by clicking here. (Quotes are provided by an independent insurance agent in Cincinnati.)

Each month thousands of residents request insurance quotes in Cincinnati through the Internet.  At first glance the Internet may make it seem as easy as 123 to find the lowest car insurance rates in Cincinnati.

However what our frugal fellow Cincinnatians probably do not realize is that when they request that online auto insurance quote through most websites, you will be called by as many as 20 different insurance agents begging for your business!

For some this isn’t an issue, for others it is mildly irritating, and for a minority of our fellow Cincinnati brethren who can’t seem to keep their temper in check, it lights their short fuse sending them into an apocalyptic telephone rage, (similar to road rage, minus the driving in the car part.) when an insurance agent calls to give them the quote they asked for by filling out that web form!

With the economy in shambles it’s a great time to try to save money on insurance in Cincinnati.  But If you want avoid being called by 20 different insurance agents (and any potential homicidal urges to strangle the next insurance agent who calls you.) use our website instead. (Click here.)

Pathway Insurance Services Inc. has created a car insurance shopping comparison service for the compulsively frugal Cincinnati car insurance rate shopper, and most importantly you will not be called by 20 different insurance agents!

You will receive up to 20 different insurance quotes from 20 different insurance companies from our independent agency in Cincinnati.  Six of those companies will generate an instant automobile insurance rate quote in Cincinnati. (Less than five minutes, I promise!)

Click here and receive an instant rate quote from six of our top companies in five minutes or less!  Or call our office, that number is 513-662-7000.

Who are we?

Pathway Insurance is an independent insurance agency in Cincinnati

Our Contact Information

Pathway Insurance Services Inc.

513-662-7000

Jack@pathwayinsurance.net

Buying insurance from a Wet Willie, i.e. I’m a wet behind the ears insurance professional who just started selling insurance last week, agent extraordinaire could place you in danger. (Danger, Danger Will Robinson…)

Here’s the problem when you buy insurance from a Wet Willie:

Insurance is a very complicated financial contract, with tons of restrictions of coverage, and what amount to legal loopholes for insurance companies to get out of paying certain claims that we might think are covered.

Buying insurance from a Wet Willie, that is an inexperienced insurance agent in Cincinnati, could place you in danger, why?

Wet Willie can barely “spell” insurance, let alone properly advise someone what to buy and how much. 

In fact, did you know that there are more than 200 different ways to get your insurance claim denied by your insurance company in Cincinnati?

Our agency, Pathway Insurance has developed a special coverage checklist that will help you discover potential gaps in coverage and shortfalls in your insurance plans in Cincinnati, plus a special 16 page report that discusses different claims scenarios in which insurance companies can legally deny claims in Cincinnati.

All new clients of our agency will receive this information.

After our policy review you will positively know whether you are insured with a Wet Willie, or Marvin Mayhem.  Marvin Mayhem is the incompetent insurance agent from Cincinnati that we talked about in our last article.

Make no mistake when discussing your insurance needs in Cincinnati.  It can be a big mistake to buy your car insurance from a Wet Willie.  Just like curiosity killed the cat, an inexperienced insurance agent in Cincinnati can kill you financially.

If you would like to talk to us about your insurance needs, start that process by allowing us to shop around for you in our goal to find the best insurance rates in Cincinnati. Click here.

If we have sent you quotes within the last 3 to 4 weeks, please refer to those Cincinnati auto insurance quotes.  If you have not received your quotes please e-mail Jack@pathwayinsurance.net or call our office at 513-662-7000.

Copyright 2010 Pathway Insurance Services, Inc. All rights reserved. Reproduction or translation of any part of this information without permission of Pathway Insurance Services, Inc. is unlawful.

A storm cloud may rain on your parade if you buy your insurance from an agent that I call Marvin Mayhem, the incompetent insurance agent in Cincinnati. 

If you are unlucky and buy your insurance from Marvin Mayhem, you can be in just as much trouble as if you bought from Sam the Scam the Cincinnati insurance man.

Why do I say that?  Because Marvin Mayhem, who is an incompetent insurance agent, may obtain the wrong amount of coverage for you that can place you in great financial jeopardy!

I’ll give you an example.  A gentleman by the name of Tom called our office requesting quotes on home insurance.  We discovered that Tom was insured by Marvin Mayhem, and naturally his coverage and policy was incorrect.

Marvin Mayhem under insured Tom by more than $90,000 placing Tom and his entire family in great financial jeopardy. Fortunately Tom listened to our advice and dropped Marvin Mayhem just in the nick of time, because within three months Tom’s house burned right down to the ground!

If Tom had still been insured with the incompetent Marvin Mayhem, he would not have had sufficient funds to rebuild his house!

All new clients of our agency received a 21 point coverage checklist for car insurance that will help you to learn if you have any coverage gaps on your car insurance, plus a special report that will help you answer this question:

• What are the minimum amounts of liability coverage that I should purchase to protect my assets in Cincinnati?

To receive that 21 point coverage checklist for car insurance, plus the best car insurance prices in Cincinnati, click here to receive your online car insurance quote for Cincinnati families.

If you have already requested quotes within the last 30 days please refer to those Cincinnati car insurance quotes.  If you have not received your quotes please e-mail Jack@pathwayinsurance.net

Copyright 2010 Pathway Insurance Services, Inc. All rights reserved. Reproduction or translation of any part of this information without permission of Pathway Insurance Services, Inc. is unlawful.

If you are not careful, this insurance agent selling car insurance in Cincinnati  may not quote you the same coverage limits or deductibles in hopes that you won’t notice!  I call this insurance agent Sam, the Scam!

This is how we learned about Sam the Scam:  One of our clients called to cancel his policy because he told us he found a lower price on car insurance in Cincinnati by contacting Sam the Scam. (Not his real name of course, would you buy a policy from someone named Sam the Scam?)

I asked our client if his new agent had quoted the same coverage limits and deductibles that he had with us, he said he thought so.  I asked him if he had a copy of the declaration page and he did.

After reviewing his new coverage limits with Sam the Scam, we discovered that Sam was only able to sell his low priced car insurance in Cincinnati by reducing our client’s coverage limits by 8 times, to the state minimum levels!!

In addition Sam the Scam raised our clients deductibles to $1,000!

Yes our client saved money on his Cincinnati car insurance policy by using Sam the Scam, but at the same time he increased his deductibles and substantially lowered his coverage!  (Not really a good deal for our client was it?  Naturally Sam the Scam did this on purpose just to make a commission.)

Did he get a better deal on his car insurance by shopping around with an unscrupulous insurance agent in Cincinnati?  Nope, after matching what the other agent quoted, our car insurance rate was lower than the other agent’s rate by $200! (By the way, before you ever lower your liability limits you need to make sure the coverage is adequate for your needs.)

Fortunately our client quickly came to his senses and dropped Sam the Scam the Cincinnati insurance man like a hot potato after learning that he was bamboozled!

When you are shopping for the best prices on car insurance in Cincinnati, make sure the comparison is apple to apple. 

Don’t get scammed by Sam the Scam, the Cincinnati insurance man whose only real interest is making you his next sale.

For fast online auto insurance quotes in Cincinnati, click here.

If you have already requested quotes within the last 30 days please refer to those Cincinnati car insurance quotes.  If you have not received your quotes please e-mail Jack@pathwayinsurance.net

A few days ago I caught television news interview on Channel 12 discussing the benefits of shopping for discounts on the Internet.  There’s no question that the Internet has changed how consumers buy products and services.  The Internet has also changed how consumers shop for insurance.  However there are a few things that you should be cautious about if you’re shopping for car insurance in Cincinnati using the Internet.

Scam artists use phishing scams to acquire information that they can use to steal your passwords, banking information, your identity, and ultimately your money.

Could the growing trend that consumers have to request auto insurance quotes through the Internet play right into their hands?

Thousands of consumers request car insurance quotes in Cincinnati by the Internet each month.  Will these scam artists catch a few unsuspecting consumers looking for the best car insurance rates in Cincinnati?  No doubt.

This Is How You Could Get Scammed Looking For Cheap Insurance Rates On The Internet:

Many insurance companies will require you to provide very sensitive information to issue an insurance policy such as your complete address, driver’s license numbers, plus the granddaddy of them all:  Your personal social security number.   Your Social Security number is the key to this scam artist’s ability to steal your identity and your credit!

With your desire to secure better insurance rates in Cincinnati you could inadvertently get ripped off when you hand over your personal data to a scammer!

If you are looking for cheap car insurance in Cincinnati let the buyer beware of the scam artists!

As one suggestion, do not request online insurance quotes from websites where you cannot call and talk to a live person.

Pathway Insurance Services Inc. has developed an online rate shopping service for individuals and families looking for the best rates on car insurance in Cincinnati.  You can click here and receive an instant rate quote from five of our top companies in five minutes or less!

Or if you feel more comfortable giving us a call, our local number is 513-662-7000.

Remember, never share your personal information such as your Social Security number, or banking account information with an online website offering to save you money on car insurance in Cincinnati, otherwise you may fall victim to the Internet scam artist.